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BMW X4 Car Loan EMI Calculator

BMW X4 99.9 lakh - 1.04 Crore
Versions xDrive30i M Sport X Black Shadow Edition
City Mumbai

Adjust X4 Car Loan Parameters

1,45,787 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate

BMW X4 xDrive30i M Sport X Black Shadow Edition Car Loan EMI

On-Road Price ₹99,89,511
Ex-Showroom Price ₹71,90,000
Max Loan Amount ₹71,90,000
Down Payment as per
your Selection
Loan Amount 71,90,000
EMI Amount 1,45,787
Interest Component 15,57,220 (17.8%)
Principal Component 71,90,000 (82.2%)
Total Payable over 5 Years 87,47,220
Note: This doesn't include bank processing fee.

BMW X4 Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹12,18,274 ₹5,31,173 ₹59,71,726
24 ₹13,19,391 ₹4,30,057 ₹46,52,335
36 ₹14,28,899 ₹3,20,548 ₹32,23,436
48 ₹15,47,497 ₹2,01,950 ₹16,75,939
60 ₹16,75,939 ₹73,509 ₹0


BMW X4 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹28 Lakh

On-Road Price in Mumbai Down Payment EMI
xDrive30i M Sport X
12,61,749 1,36,866
xDrive30d M Sport X
14,76,174 1,44,976



Here is how - BMW X4 price starts from ₹99,89,511 in Mumbai. If you pay a down payment of ₹27,99,511 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹1,45,787.

The cheapest X4 model is xDrive30i M Sport X Black Shadow Edition which is priced at ₹1,45,787 in Delhi.

You will need to pay at least a ₹20,29,367 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for X4.

VersionOn-road price MumbaiMax Loan
xDrive30i M Sport X Black Shadow Edition99895117190000
xDrive30i M Sport X Silver Shadow Edition99895117190000
xDrive30d M Sport X Black Shadow Edition104164997390000
xDrive30d M Sport X Silver Shadow Edition104164997390000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for X4 will be ₹1,12,065 but you will have to pay interest of ₹22,23,460 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹2,31,576, but your interest payment will be only ₹9,46,736 over the period of 3 years period.


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