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      BMW X1 Car Loan EMI Calculator

      BMW X1 EMI starts at 1,00,368 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 9.30 Lakh. BMW X1 price starts at ₹ 58.80 Lakh and goes up to ₹ 63.67 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      BMW X1
      BMWX1₹ 58.80 - 63.67 Lakh

      Version

      sDrive18i M Sport

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust X1 Car Loan Parameters

      On-Road Price

      ₹ 58,79,565

      X1 sDrive18i M Sport EMI

      1,00,368 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      BMW X1 sDrive18i M Sport Car Loan EMI

      On-Road Price₹ 58,79,565
      Ex-Showroom Price₹ 4950000
      Max Loan Amount₹ 4950000
      Down Payment as per your Selectiont₹ 9,29,565
      Loan Amount₹ 49,50,000
      EMI Amount 1,00,368
      Interest Component10,72,080(17.8%)
      Principal Component49,50,000(82.2%)
      Total Payable over 5 Years60,22,080
      Note: This doesn't include bank processing fee.

      BMW X1 Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 8,38,733₹ 3,65,683₹ 41,11,267
      24₹ 9,08,347₹ 2,96,069₹ 32,02,920
      36₹ 9,83,740₹ 2,20,676₹ 22,19,180
      48₹ 10,65,389₹ 1,39,027₹ 11,53,791
      60₹ 11,53,791₹ 50,600₹ 0

      BMW X1 EMI

      BMW X1 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 9,29,565

      On-Road Price in MumbaiMin Down PaymentEMI
      sDrive18d M Sport

      ₹ 63,67,156

      ₹11,17,156₹1,06,451
      sDrive18i M Sport

      ₹ 58,79,565

      ₹9,29,565₹1,00,368

      Check Car Loan EMIs of BMW X1 Similar Cars

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      Explore more about BMW X1

      BMW X1
      BMW X1
      ₹ 58.80 - 63.67 LakhOn-Road Price, Mumbai

      X1 EMI FAQs

      ₹ 1,00,368.
      Here is how - BMW X1 price starts from ₹ 58,79,565 in Mumbai. If you pay a down payment of ₹ 9,29,565 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 1,00,368.
      The cheapest X1 model is sDrive18i M Sport which is priced at ₹ 58,79,565 in Mumbai. You will need to pay at least a ₹ 9,29,565 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for X1.
      VersionOn-road price in MumbaiMax Loan
      sDrive18d M Sport₹ 63,67,156₹ 52,50,000
      sDrive18i M Sport₹ 58,79,565₹ 49,50,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for X1 sDrive18i M Sport will be ₹ 91,640 but you will have to pay interest of ₹ 27,47,760 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 1,84,244, but your interest payment will be only ₹ 16,82,784 over the 3 years period.