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      BMW X1 Car Loan EMI Calculator

      BMW X1 EMI starts at 1,03,004 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 10.15 Lakh. BMW X1 price starts at ₹ 60.95 Lakh and goes up to ₹ 65.83 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      BMW X1
      BMWX1₹ 60.95 - 65.83 Lakh

      Variant

      sDrive18i M Sport

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust X1 Car Loan Parameters

      On-Road Price

      ₹ 60,94,876

      X1 sDrive18i M Sport EMI

      1,03,004 for 5 Years

      %

      BMW X1 sDrive18i M Sport Car Loan EMI

      On-Road Price₹ 60,94,876
      Ex-Showroom Price₹ 5080000
      Max Loan Amount₹ 5080000
      Down Payment as per your Selectiont₹ 10,14,876
      Loan Amount₹ 50,80,000
      EMI Amount 1,03,004
      Interest Component11,00,240(17.8%)
      Principal Component50,80,000(82.2%)
      Total Payable over 5 Years61,80,240
      Note: This doesn't include bank processing fee.

      BMW X1 Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 8,60,761₹ 3,75,287₹ 42,19,239
      24₹ 9,32,203₹ 3,03,845₹ 32,87,036
      36₹ 10,09,577₹ 2,26,471₹ 22,77,459
      48₹ 10,93,370₹ 1,42,678₹ 11,84,089
      60₹ 11,84,089₹ 51,928₹ 0

      BMW X1 EMI

      BMW X1 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 10,14,876

      On-Road Price in MumbaiMin Down PaymentEMI
      sDrive18d M Sport

      ₹ 65,83,437

      ₹11,53,437₹1,10,101
      sDrive18i M Sport

      ₹ 60,94,876

      ₹10,14,876₹1,03,004

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      Explore more about BMW X1

      BMW X1
      BMW X1
      ₹ 60.95 - 65.83 Lakh On-Road Price, Mumbai

      X1 EMI FAQs

      ₹ 1,03,004.
      Here is how - BMW X1 price starts from ₹ 60,94,876 in Mumbai. If you pay a down payment of ₹ 10,14,876 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 1,03,004.
      The cheapest X1 model is sDrive18i M Sport which is priced at ₹ 60,94,876 in Mumbai. You will need to pay at least a ₹ 10,14,876 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for X1.
      VersionOn-road price in MumbaiMax Loan
      sDrive18d M Sport₹ 65,83,437₹ 54,30,000
      sDrive18i M Sport₹ 60,94,876₹ 50,80,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for X1 sDrive18i M Sport will be ₹ 94,996 but you will have to pay interest of ₹ 28,99,664 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 1,90,991, but your interest payment will be only ₹ 17,95,676 over the 3 years period.