Maruti Suzuki Brezza Car Loan EMI Calculator

₹ 16,809.
Here is how - Maruti Suzuki Brezza price starts from ₹ 9,65,864 in Mumbai. If you pay a down payment of ₹ 1,36,864 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 16,809.

The cheapest Brezza model is LXi which is priced at ₹ 9,65,864 in Mumbai. You will need to pay at least a ₹ 1,36,864 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Brezza.

Version	On-road price in Mumbai	Max Loan
LXi	₹ 9,65,864	₹ 8,29,000
VXi	₹ 11,20,368	₹ 9,64,500
ZXi	₹ 13,02,541	₹ 11,04,500
Vxi AT	₹ 13,14,147	₹ 11,14,500
Zxi Dual Tone	₹ 13,21,111	₹ 11,20,500
ZXi Plus	₹ 14,69,094	₹ 12,48,000
ZXi AT	₹ 14,76,639	₹ 12,54,500
Zxi Plus Dual Tone	₹ 14,87,665	₹ 12,64,000
Zxi AT Dual Tone	₹ 14,95,209	₹ 12,70,500
ZXi Plus AT	₹ 16,43,192	₹ 13,98,000
Zxi Plus AT Dual Tone	₹ 16,61,763	₹ 14,14,000
LXi S-CNG	₹ 10,36,687	₹ 9,24,000
VXi S-CNG	₹ 12,07,321	₹ 10,59,500
ZXi S-CNG	₹ 13,64,143	₹ 11,99,500
ZXi S-CNG Dual Tone	₹ 13,82,066	₹ 12,15,500

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Brezza LXi will be ₹ 15,054 but you will have to pay interest of ₹ 4,35,536 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 30,267, but your interest payment will be only ₹ 2,60,612 over the 3 years period.

₹ 16,809
Maruti Suzuki Brezza price starts from ₹ 9,65,864 in Mumbai.

We have considered
Down-payement : ₹ 1,36,864
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Brezza with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 3,22,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Brezza starts from ₹ 9.66 Lakh, you can get a loan with an annual income as low as ₹ 3.22 lakh.

Here are the most important things you should consider while getting a car loan for a new Brezza

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.