For the base model
S90 , whose price is
₹ 84.36 Lakh, you will need to do a down payment of
₹ 16,10,970. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 1,38,386 for a 5 years loan.