Volkswagen Taigun Car Loan EMI Calculator

₹ 23,721.
Here is how - Volkswagen Taigun price starts from ₹ 14,40,348 in Nelamangala. If you pay a down payment of ₹ 2,70,448 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 23,721.

The cheapest Taigun model is Comfortline 1.0 TSI MT which is priced at ₹ 14,40,348 in Nelamangala. You will need to pay at least a ₹ 2,70,448 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Taigun.

Version	On-road price in Nelamangala	Max Loan
Comfortline 1.0 TSI MT	₹ 14,40,348	₹ 11,69,900
Highline 1.0 TSI MT	₹ 17,05,621	₹ 13,88,400
Highline 1.0 TSI AT	₹ 18,97,802	₹ 15,43,400
Topline 1.0 TSI MT	₹ 19,80,965	₹ 16,11,900
GT 1.5 TSI MT	₹ 20,68,358	₹ 16,77,400
Topline 1.0 TSI AT	₹ 21,64,290	₹ 17,62,900
GT Plus 1.5 TSI DSG	₹ 23,92,361	₹ 19,43,900
GT Plus 1.5 MT	₹ 22,39,173	₹ 18,17,900
GT 1.5 DSG	₹ 21,40,088	₹ 17,36,400
GT Edge Trail Edition	₹ 20,68,358	₹ 16,77,400
GT Plus Edge Limited Edition Deep Black Pearl	₹ 22,63,489	₹ 18,37,900
GT Plus Edge Limited Edition Carbon Steel Grey Matte	₹ 22,70,783	₹ 18,43,900
GT Plus Edge Limited Edition DSG Deep Black Pearl	₹ 24,16,676	₹ 19,63,900
Topline 1.0 TSI MT (Electric Seats)	₹ 20,04,033	₹ 16,30,900
Topline 1.0 TSI AT (Electric Seats)	₹ 21,94,641	₹ 17,87,900
GT Plus 1.5 MT (Electric Seats)	₹ 22,82,941	₹ 18,53,900
GT Plus 1.5 TSI DSG (Electric Seats)	₹ 24,28,834	₹ 19,73,900
GT Plus Edge Deep Black Pearl (Electric Seats)	₹ 23,07,257	₹ 18,73,900
GT Plus Edge DSG Deep Black Pearl (Electric Seats)	₹ 24,53,149	₹ 19,93,900
GT Plus Edge Carbon Steel Grey Matte (Electric Seats)	₹ 23,14,551	₹ 18,79,900
GT Plus Edge DSG Carbon Steel Grey Matte (Electric Seats)	₹ 24,60,444	₹ 19,99,900
GT Plus Edge DSG Carbon Steel Grey Matte	₹ 24,23,971	₹ 19,69,900
Sound Edition Topline MT	₹ 20,28,314	₹ 16,50,900
Sound Edition Topline AT	₹ 22,18,923	₹ 18,07,900
Sport GT Line 1.0 MT	₹ 17,29,417	₹ 14,08,000
Sport GT Line 1.0 AT	₹ 19,21,597	₹ 15,63,000
Sport GT Plus 1.5 MT	₹ 22,81,847	₹ 18,53,000
Sport GT Plus 1.5 DSG	₹ 24,27,740	₹ 19,73,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Taigun Comfortline 1.0 TSI MT will be ₹ 22,450 but you will have to pay interest of ₹ 7,15,900 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 45,135, but your interest payment will be only ₹ 4,54,960 over the 3 years period.

₹ 23,721
Volkswagen Taigun price starts from ₹ 14,40,348 in Nelamangala.

We have considered
Down-payement : ₹ 2,70,448
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Taigun with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 4,81,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Taigun starts from ₹ 14.40 Lakh, you can get a loan with an annual income as low as ₹ 4.81 lakh.

Here are the most important things you should consider while getting a car loan for a new Taigun

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.