Tata Harrier Car Loan EMI Calculator

₹ 31,408.
Here is how - Tata Harrier price starts from ₹ 18,88,551 in Pune. If you pay a down payment of ₹ 3,39,552 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 31,408.

The cheapest Harrier model is Smart which is priced at ₹ 18,88,551 in Pune. You will need to pay at least a ₹ 3,39,552 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Harrier.

Version	On-road price in Pune	Max Loan
Smart	₹ 18,88,551	₹ 15,48,999
Pure	₹ 20,67,705	₹ 16,98,999
Adventure	₹ 24,70,903	₹ 20,18,999
Adventure Plus	₹ 26,51,614	₹ 21,68,999
Adventure Plus A	₹ 27,72,091	₹ 22,68,999
Adventure Plus AT	₹ 28,20,282	₹ 23,08,999
Fearless Dual Tone	₹ 28,08,236	₹ 22,98,999
Fearless Plus Dual Tone	₹ 29,88,947	₹ 24,48,999
Adventure Plus Dark Edition	₹ 27,17,877	₹ 22,23,999
Fearless Dark Edition	₹ 28,74,496	₹ 23,53,999
Fearless Plus Dark Edition	₹ 30,55,209	₹ 25,03,999
Adventure Plus Dark Edition AT	₹ 28,86,542	₹ 23,63,999
Fearless Dual Tone AT	₹ 29,76,900	₹ 24,38,999
Fearless Plus Dual Tone AT	₹ 31,57,614	₹ 25,88,999
Fearless Dark Edition AT	₹ 30,43,160	₹ 24,93,999
Fearless Plus Dark Edition AT	₹ 32,23,873	₹ 26,43,999
Pure Plus	₹ 22,70,744	₹ 18,68,999
Pure Plus AT	₹ 24,26,010	₹ 19,98,999
Pure Plus S Dark Edition AT	₹ 26,15,475	₹ 21,38,999
Smart (O)	₹ 19,48,269	₹ 15,98,999
Pure (O)	₹ 21,27,422	₹ 17,49,000
Pure Plus S	₹ 23,90,177	₹ 19,68,999
Pure Plus S Dark Edition	₹ 24,26,010	₹ 19,98,999
Pure Plus S AT	₹ 25,79,330	₹ 21,08,999
Adventure Plus A AT	₹ 29,40,756	₹ 24,08,999

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Harrier Smart will be ₹ 29,435 but you will have to pay interest of ₹ 9,23,541 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 59,180, but your interest payment will be only ₹ 5,81,481 over the 3 years period.

₹ 31,408
Tata Harrier price starts from ₹ 18,88,551 in Pune.

We have considered
Down-payement : ₹ 3,39,552
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Harrier with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 6,30,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Harrier starts from ₹ 18.89 Lakh, you can get a loan with an annual income as low as ₹ 6.30 lakh.

Here are the most important things you should consider while getting a car loan for a new Harrier

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.