Maruti Suzuki Swift Dzire [2010-2011] Car Loan EMI Calculator

₹ 10,344.
Here is how - Maruti Suzuki Swift Dzire [2010-2011] price starts from ₹ 5,69,233 in Navi Mumbai. If you pay a down payment of ₹ 59,079 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 10,344.

The cheapest Swift Dzire [2010-2011] model is LXi 1.2 BS-IV which is priced at ₹ 5,69,233 in Navi Mumbai. You will need to pay at least a ₹ 59,079 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Swift Dzire [2010-2011].

Version	On-road price in Navi Mumbai	Max Loan
LXi 1.2 BS-IV	₹ 5,69,233	₹ 5,10,154
VXi 1.2 BS-IV	₹ 6,24,939	₹ 5,60,611
ZXi 1.2 BS-IV	₹ 7,26,141	₹ 6,52,278
LDi BS-IV	₹ 6,77,404	₹ 6,08,133
ZDi BS-IV	₹ 8,20,435	₹ 7,37,687
VDi BS-IV	₹ 7,31,247	₹ 6,56,903

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Swift Dzire [2010-2011] LXi 1.2 BS-IV will be ₹ 8,872 but you will have to pay interest of ₹ 2,35,094 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 17,838, but your interest payment will be only ₹ 1,32,014 over the 3 years period.

₹ 10,344
Maruti Suzuki Swift Dzire [2010-2011] price starts from ₹ 5,69,233 in Navi Mumbai.

We have considered
Down-payement : ₹ 59,079
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Swift Dzire [2010-2011] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 1,90,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Swift Dzire [2010-2011] starts from ₹ 5.69 Lakh, you can get a loan with an annual income as low as ₹ 1.90 lakh.

Here are the most important things you should consider while getting a car loan for a new Swift Dzire [2010-2011]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.