Citroen C3 Aircross Car Loan EMI Calculator

₹ 20,256.
Here is how - Citroen C3 Aircross price starts from ₹ 11,64,976 in Mumbai. If you pay a down payment of ₹ 1,65,976 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 20,256.

The cheapest C3 Aircross model is You 1.2 5 STR which is priced at ₹ 11,64,976 in Mumbai. You will need to pay at least a ₹ 1,65,976 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for C3 Aircross.

Version	On-road price in Mumbai	Max Loan
Max 1.2 5 STR	₹ 14,50,916	₹ 12,26,300
Plus 1.2 7 STR	₹ 14,15,840	₹ 11,96,300
You 1.2 5 STR	₹ 11,64,976	₹ 9,99,000
Plus 1.2 5 STR	₹ 13,74,918	₹ 11,61,300
Plus 1.2 5 STR Vibe Pack	₹ 14,04,148	₹ 11,86,300
Max 1.2 7 STR	₹ 14,91,838	₹ 12,61,300
Plus 1.2 5 STR Dual Tone	₹ 13,98,302	₹ 11,81,300
Plus 1.2 5 STR Vibe Pack Dual Tone	₹ 14,27,532	₹ 12,06,300
Max 1.2 5 STR Vibe Pack	₹ 14,76,638	₹ 12,48,300
Max 1.2 5 STR Dual Tone	₹ 14,74,300	₹ 12,46,300
Max 1.2 5 STR Vibe Pack Dual Tone	₹ 15,00,022	₹ 12,68,300
Plus 1.2 7 STR Vibe Pack	₹ 14,45,070	₹ 12,21,300
Plus 1.2 7 STR Dual Tone	₹ 14,39,224	₹ 12,16,300
Plus 1.2 7 STR Vibe Pack Dual Tone	₹ 14,68,454	₹ 12,41,300
Max 1.2 7 STR Vibe Pack	₹ 15,17,560	₹ 12,83,300
Max 1.2 7 STR Dual Tone	₹ 15,15,222	₹ 12,81,300
Max 1.2 7 STR Vibe Pack Dual Tone	₹ 15,40,944	₹ 13,03,300
Plus 1.2 5 STR AT	₹ 15,26,914	₹ 12,91,300
Max 1.2 5 STR AT	₹ 16,02,912	₹ 13,56,300
Max 1.2 7 STR AT	₹ 16,43,834	₹ 13,91,300

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for C3 Aircross You 1.2 5 STR will be ₹ 18,158 but you will have to pay interest of ₹ 5,26,272 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 36,506, but your interest payment will be only ₹ 3,15,216 over the 3 years period.

₹ 20,256
Citroen C3 Aircross price starts from ₹ 11,64,976 in Mumbai.

We have considered
Down-payement : ₹ 1,65,976
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy C3 Aircross with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 3,89,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of C3 Aircross starts from ₹ 11.65 Lakh, you can get a loan with an annual income as low as ₹ 3.89 lakh.

Here are the most important things you should consider while getting a car loan for a new C3 Aircross

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.