For the base model
X4 M40i , whose price is
₹ 1.19 Crore, you will need to do a down payment of
₹ 22,71,763. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 1,95,059 for a 5 years loan.