For the base model
XC40 B4 Ultimate, whose price is
₹56.07 Lakh, you will need to do a down payment of
₹10,17,195. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹93,069 for a 5 years loan.