For the base model XC40 T4 R-Design
, whose price is ₹
55.48 Lakh, you will need to do a down payment of
12,23,123. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
87,695 for a 5 years loan.