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      Volvo XC40 Car Loan EMI Calculator

      Volvo XC40 EMI starts at 94,082 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 9.00 Lakh. Volvo XC40 price starts at ₹ 55.40 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Volvo XC40
      VolvoXC40₹ 55.40 Lakh

      Variant

      B4 Ultimate [2022-2023]

      Right Arrow

      City

      Mumbai

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      Adjust XC40 Car Loan Parameters

      On-Road Price

      ₹ 55,39,546

      XC40 B4 Ultimate [2022-2023] EMI

      94,082 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      Volvo XC40 B4 Ultimate [2022-2023] Car Loan EMI

      On-Road Price₹ 55,39,546
      Ex-Showroom Price₹ 4640000
      Max Loan Amount₹ 4640000
      Down Payment as per your Selectiont₹ 8,99,546
      Loan Amount₹ 46,40,000
      EMI Amount 94,082
      Interest Component10,04,920(17.8%)
      Principal Component46,40,000(82.2%)
      Total Payable over 5 Years56,44,920
      Note: This doesn't include bank processing fee.

      Volvo XC40 Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 7,86,204₹ 3,42,780₹ 38,53,796
      24₹ 8,51,456₹ 2,77,528₹ 30,02,340
      36₹ 9,22,127₹ 2,06,857₹ 20,80,213
      48₹ 9,98,662₹ 1,30,322₹ 10,81,551
      60₹ 10,81,551₹ 47,434₹ 0

      Volvo XC40 EMI

      Volvo XC40 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 8,99,546

      On-Road Price in MumbaiMin Down PaymentEMI
      B4 Ultimate [2022-2023]

      ₹ 55,39,546

      ₹8,99,546₹94,082
      B4 Ultimate

      ₹ 55,39,546

      ₹8,99,546₹94,082

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      Explore more about Volvo XC40

      Volvo XC40
      Volvo XC40
      ₹ 55.40 LakhOn-Road Price, Mumbai

      XC40 EMI FAQs

      ₹ 94,082.
      Here is how - Volvo XC40 price starts from ₹ 55,39,546 in Mumbai. If you pay a down payment of ₹ 8,99,546 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 94,082.
      The cheapest XC40 model is B4 Ultimate [2022-2023] which is priced at ₹ 55,39,546 in Mumbai. You will need to pay at least a ₹ 8,99,546 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for XC40.
      VersionOn-road price in MumbaiMax Loan
      B4 Ultimate [2022-2023]₹ 55,39,546₹ 46,40,000
      B4 Ultimate₹ 55,39,546₹ 46,40,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for XC40 B4 Ultimate [2022-2023] will be ₹ 86,341 but you will have to pay interest of ₹ 26,12,644 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 1,73,589, but your interest payment will be only ₹ 16,09,204 over the 3 years period.