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      Volkswagen Virtus Car Loan EMI Calculator

      Volkswagen Virtus EMI starts at 23,437 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 2.12 Lakh. Volkswagen Virtus price starts at ₹ 13.68 Lakh and goes up to ₹ 22.98 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Volkswagen Virtus
      VolkswagenVirtus₹ 13.68 - 22.98 Lakh

      Variant

      Comfortline 1.0 TSI MT

      Right Arrow

      City

      Mumbai

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      Adjust Virtus Car Loan Parameters

      On-Road Price

      ₹ 13,68,042

      Virtus Comfortline 1.0 TSI MT EMI

      23,437 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      Volkswagen Virtus Comfortline 1.0 TSI MT Car Loan EMI

      On-Road Price₹ 13,68,042
      Ex-Showroom Price₹ 1155900
      Max Loan Amount₹ 1155900
      Down Payment as per your Selectiont₹ 2,12,142
      Loan Amount₹ 11,55,900
      EMI Amount 23,437
      Interest Component2,50,320(17.8%)
      Principal Component11,55,900(82.2%)
      Total Payable over 5 Years14,06,220
      Note: This doesn't include bank processing fee.

      Volkswagen Virtus Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 1,95,853₹ 85,391₹ 9,60,047
      24₹ 2,12,111₹ 69,133₹ 7,47,936
      36₹ 2,29,717₹ 51,527₹ 5,18,219
      48₹ 2,48,784₹ 32,460₹ 2,69,435
      60₹ 2,69,435₹ 11,812₹ 0

      Volkswagen Virtus EMI

      Volkswagen Virtus Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 2,12,142

      On-Road Price in MumbaiMin Down PaymentEMI
      Comfortline 1.0 TSI MT

      ₹ 13,68,042

      ₹2,12,142₹23,437
      Highline 1.0 TSI MT

      ₹ 16,04,660

      ₹2,46,760₹27,533
      Highline 1.0 TSI AT

      ₹ 17,56,940

      ₹2,69,040₹30,169
      Topline 1.0 TSI MT

      ₹ 18,03,792

      ₹2,75,892₹30,980
      Topline 1.0 TSI AT

      ₹ 19,56,073

      ₹2,98,173₹33,616
      GT Plus 1.5 TSI EVO DSG

      ₹ 22,27,926

      ₹3,45,026₹38,178
      GT Plus 1.5 MT

      ₹ 20,46,078

      ₹3,18,178₹35,036
      GT Plus Edge Limited Edition MT Deep Black Pearl

      ₹ 20,71,911

      ₹3,24,011₹35,441
      GT Plus Edge Limited Edition DSG Deep Black Pearl

      ₹ 22,53,137

      ₹3,50,237₹38,584
      GT 1.5 TSI DSG

      ₹ 19,69,235

      ₹3,06,835₹33,707
      Topline 1.0 TSI MT (Electric Seats)

      ₹ 18,41,277

      ₹2,81,377₹31,629
      Topline 1.0 TSI AT (Electric Seats)

      ₹ 19,88,285

      ₹3,02,885₹34,174
      GT Plus 1.5 MT (Electric Seats)

      ₹ 20,83,621

      ₹3,23,721₹35,684
      GT Plus 1.5 TSI EVO DSG (Electric Seats)

      ₹ 22,65,466

      ₹3,50,566₹38,827
      GT Plus Edge LE DSG Deep Black Pearl (Electric Seats)

      ₹ 22,90,552

      ₹3,55,652₹39,233
      GT Plus Edge DSG Carbon Steel Grey Matte (Electric Seats)

      ₹ 22,97,568

      ₹3,56,668₹39,354
      GT Plus Edge Deep Black Pearl (Electric Seats)

      ₹ 21,09,326

      ₹3,29,426₹36,090
      GT Plus Edge MT Carbon Steel Grey Matte

      ₹ 21,16,342

      ₹3,30,442₹36,212
      Sound Edition Topline MT

      ₹ 18,64,705

      ₹2,84,805₹32,035
      Sound Edition Topline AT

      ₹ 20,11,714

      ₹3,06,314₹34,579

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      Explore more about Volkswagen Virtus

      Volkswagen Virtus
      Volkswagen Virtus
      ₹ 13.68 - 22.98 LakhOn-Road Price, Mumbai

      Virtus EMI FAQs

      ₹ 23,437.
      Here is how - Volkswagen Virtus price starts from ₹ 13,68,042 in Mumbai. If you pay a down payment of ₹ 2,12,142 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 23,437.
      The cheapest Virtus model is Comfortline 1.0 TSI MT which is priced at ₹ 13,68,042 in Mumbai. You will need to pay at least a ₹ 2,12,142 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for Virtus.
      VersionOn-road price in MumbaiMax Loan
      Comfortline 1.0 TSI MT₹ 13,68,042₹ 11,55,900
      Highline 1.0 TSI MT₹ 16,04,660₹ 13,57,900
      Highline 1.0 TSI AT₹ 17,56,940₹ 14,87,900
      Topline 1.0 TSI MT₹ 18,03,792₹ 15,27,900
      Topline 1.0 TSI AT₹ 19,56,073₹ 16,57,900
      GT Plus 1.5 TSI EVO DSG₹ 22,27,926₹ 18,82,900
      GT Plus 1.5 MT₹ 20,46,078₹ 17,27,900
      GT Plus Edge Limited Edition MT Deep Black Pearl₹ 20,71,911₹ 17,47,900
      GT Plus Edge Limited Edition DSG Deep Black Pearl₹ 22,53,137₹ 19,02,900
      GT 1.5 TSI DSG₹ 19,69,235₹ 16,62,400
      Topline 1.0 TSI MT (Electric Seats)₹ 18,41,277₹ 15,59,900
      Topline 1.0 TSI AT (Electric Seats)₹ 19,88,285₹ 16,85,400
      GT Plus 1.5 MT (Electric Seats)₹ 20,83,621₹ 17,59,900
      GT Plus 1.5 TSI EVO DSG (Electric Seats)₹ 22,65,466₹ 19,14,900
      GT Plus Edge LE DSG Deep Black Pearl (Electric Seats)₹ 22,90,552₹ 19,34,900
      GT Plus Edge DSG Carbon Steel Grey Matte (Electric Seats)₹ 22,97,568₹ 19,40,900
      GT Plus Edge Deep Black Pearl (Electric Seats)₹ 21,09,326₹ 17,79,900
      GT Plus Edge MT Carbon Steel Grey Matte₹ 21,16,342₹ 17,85,900
      Sound Edition Topline MT₹ 18,64,705₹ 15,79,900
      Sound Edition Topline AT₹ 20,11,714₹ 17,05,400

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Virtus Comfortline 1.0 TSI MT will be ₹ 21,323 but you will have to pay interest of ₹ 6,35,232 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 42,869, but your interest payment will be only ₹ 3,87,384 over the 3 years period.