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Toyota Innova Crysta Car Loan EMI Calculator

Toyota Innova Crysta ₹ 20.51 - 37.77 Lakh

Versions 2.7 GX Limited Edtion 7 STR

City Mumbai

Adjust Innova Crysta Car Loan Parameters

₹ 34,835 EMI for 5 Years

On-Road Price

₹ 20,51,043

Down Payment

₹

Loan Tenure

Loan Interest Rate

Toyota Innova Crysta 2.7 GX Limited Edtion 7 STR Car Loan EMI

On-Road Price	₹20,51,043
Ex-Showroom Price	₹17,18,000
Max Loan Amount	₹17,18,000
Down Payment as per your Selection	₹3,33,043

Loan Amount	₹17,18,000
EMI Amount	₹34,835

Interest Component	₹3,72,100 (17.8%)
Principal Component	₹17,18,000 (82.2%)

Total Payable over 5 Years

₹ 20,90,100

Note: This doesn't include bank processing fee.

Toyota Innova Crysta Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months	Principal Paid	Interest Paid	Balance Loan
12	₹2,91,098	₹1,26,920	₹14,26,902
24	₹3,15,259	₹1,02,759	₹11,11,643
36	₹3,41,425	₹76,593	₹7,70,217
48	₹3,69,764	₹48,255	₹4,00,454
60	₹4,00,454	₹17,564	₹0

Toyota Innova Crysta EMI

Toyota Innova Crysta Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹3.33 Lakh

On-Road Price in Mumbai	Down Payment	EMI
GX 2.7 8 STR ₹25,06,031	₹7,15,031*	₹36,315
GX 2.7 7 STR ₹25,08,815	₹7,22,815*	₹36,214
GX 2.7 AT 8 STR ₹26,64,294	₹7,57,294*	₹38,667
GX 2.7 AT 7 STR ₹26,67,542	₹7,65,542*	₹38,566
G 2.4 8 STR ₹26,82,795	₹7,87,795*	₹38,424
G 2.4 7 STR ₹26,85,879	₹7,95,879*	₹38,322
G Plus 2.4 8 STR ₹28,10,450	₹8,23,450*	₹40,289
G Plus 2.4 7 STR ₹28,13,902	₹8,31,902*	₹40,188
GX 2.4 8 STR ₹28,27,100	₹8,28,100*	₹40,533
GX 2.4 7 STR ₹28,30,600	₹8,36,600*	₹40,431
VX 2.7 7 STR ₹29,53,010	₹8,58,010*	₹42,479
GX 2.4 AT 8 STR ₹30,85,550	₹9,16,550*	₹43,979
GX 2.4 AT 7 STR ₹30,89,678	₹9,25,678*	₹43,878
VX 2.4 8 STR ₹32,91,049	₹9,75,049*	₹46,960
VX 2.4 7 STR ₹32,95,765	₹9,84,765*	₹46,859
ZX 2.7 AT 7 STR ₹33,50,031	₹9,67,031*	₹48,319
ZX 2.4 7 STR ₹35,25,685	₹10,50,685*	₹50,184
ZX 2.4 AT 7 STR ₹37,76,634	₹11,22,634*	₹53,814

Car Loan EMI value of Toyota Innova Crysta Similar Cars

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FAQ’s

What is an EMI for Toyota Innova Crysta car loan?

₹34,835.

Here is how - Toyota Innova Crysta price starts from ₹20,51,043 in Mumbai. If you pay a down payment of ₹3,33,043 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹34,835.

What is the minimum down payment needed to buy Toyota Innova Crysta with a loan?

The cheapest Innova Crysta model is 2.7 GX Limited Edtion 7 STR which is priced at ₹34,835 in Delhi.

You will need to pay at least a ₹3,02,683 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

What is the maximum loan I can get to buy a new Toyota Innova Crysta?

Here is a model wise list of max loan amount for Innova Crysta.

Version	On-road price Mumbai	Max Loan
2.7 GX Limited Edtion 7 STR	2051043	1718000
2.7 GX Limited Edtion 8 STR	2056886	1723000
2.8 GX AT 7 STR	2140064	1766000
2.8 GX AT 8 STR	2146007	1771000
GX 2.7 7 STR	2508815	1786000
GX 2.7 8 STR	2506031	1791000
2.7 GX Limited Edtion AT 7 STR	2209968	1854000
2.4 GX Limited Edition AT 7 STR	2476535	2030000
2.7 GX Limited Edtion AT 8 STR	2215810	1859000
G 2.4 7 STR	2685879	1890000
G 2.4 8 STR	2682795	1895000
2.4 GX Limited Edition 7 STR	2300533	1899000
GX 2.7 AT 7 STR	2667542	1902000
2.4 GX Limited Edition 8 STR	2306476	1904000
GX 2.7 AT 8 STR	2664294	1907000
Touring Sport Petrol MT	2319767	1953000
G Plus 2.4 7 STR	2813902	1982000
G Plus 2.4 8 STR	2810450	1987000
GX 2.4 7 STR	2830600	1994000
GX 2.4 8 STR	2827100	1999000
2.4 GX Limited Edition AT 8 STR	2482527	2035000
VX 2.7 7 STR	2953010	2095000
Leadership Edition	2616213	2151000
GX 2.4 AT 7 STR	3089678	2164000
GX 2.4 AT 8 STR	3085550	2169000
Touring Sport Diesel MT	2707014	2227000
Touring Sport Petrol AT	2683802	2246000
2.8 ZX AT 7 STR	2753409	2263000
VX 2.4 7 STR	3295765	2311000
VX 2.4 8 STR	3291049	2316000
ZX 2.7 AT 7 STR	3350031	2383000
Touring Sport Diesel AT	2993754	2467000
ZX 2.4 7 STR	3525685	2475000
ZX 2.4 AT 7 STR	3776634	2654000

How many years I should take a car loan?

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for Innova Crysta will be ₹26,777 but you will have to pay interest of ₹5,31,268 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹83,167, but your interest payment will be only ₹3,40,012 over the period of 3 years period.

What will be the minimum monthly instalment amount to buy Innova Crysta?

₹34,835.

Toyota Innova Crysta price starts from ₹20,51,043 in Mumbai.

We have considered

Down-payment: 3,33,043

Tenure: 5 years

Interest rate: 8%

Can I get a car loan to buy a new Innova Crysta?

You will need to fulfil the following 2 criteria to buy Innova Crysta with a loan.

1. Age should be above 21.

2. Your annual income should be above ₹5,13,000

How much salary do I need to buy Toyota Innova Crysta on EMI?

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Innova Crysta starts from 20,51,043, you can get a loan with an annual income as low as 5,13,000.

How to choose a car loan before buying Toyota Innova Crysta?

Here are the most important things you should consider while getting a car loan for a new Innova Crysta

1. Interest rate - Go for the loan with the lowest interest rate.

2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.

3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.

-If Max loan amount is lower, you will have to shell out more money upfront to buy the car.

-If Tenue is lower, your per month instalment amount will increase.

4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.

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