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      Toyota Etios Cross Car Loan EMI Calculator

      Toyota Etios Cross EMI starts at 13,076 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 0.89 Lakh. Toyota Etios Cross price starts at ₹ 7.34 Lakh and goes up to ₹ 10.08 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Toyota Etios Cross
      ToyotaEtios Cross₹ 7.34 - 10.08 Lakh

      Variant

      1.2 Limited Edition

      Right Arrow

      City

      Mumbai

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      Adjust Etios Cross Car Loan Parameters

      On-Road Price

      ₹ 7,34,272

      Etios Cross 1.2 Limited Edition EMI

      13,076 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      Toyota Etios Cross 1.2 Limited Edition Car Loan EMI

      On-Road Price₹ 7,34,272
      Ex-Showroom Price₹ 644868
      Max Loan Amount₹ 644868
      Down Payment as per your Selectiont₹ 89,404
      Loan Amount₹ 6,44,868
      EMI Amount 13,076
      Interest Component1,39,692(17.8%)
      Principal Component6,44,868(82.2%)
      Total Payable over 5 Years7,84,560
      Note: This doesn't include bank processing fee.

      Toyota Etios Cross Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 1,09,277₹ 47,635₹ 5,35,591
      24₹ 1,18,348₹ 38,564₹ 4,17,243
      36₹ 1,28,172₹ 28,740₹ 2,89,071
      48₹ 1,38,809₹ 18,103₹ 1,50,262
      60₹ 1,50,262₹ 6,582₹ 0

      Toyota Etios Cross EMI

      Toyota Etios Cross Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 89,404

      On-Road Price in MumbaiMin Down PaymentEMI
      1.2 G

      ₹ 7,88,101

      ₹1,27,601₹13,393
      1.5 V

      ₹ 9,64,136

      ₹1,51,636₹16,475
      1.4 GD

      ₹ 9,37,603

      ₹1,61,103₹15,745
      1.4 VD

      ₹ 9,74,496

      ₹1,66,496₹16,383
      1.2 Limited Edition

      ₹ 7,34,272

      ₹89,404₹13,076
      1.4 Limited Edition

      ₹ 9,01,897

      ₹1,24,651₹15,760
      X-Edition Petrol

      ₹ 8,21,327

      ₹1,42,327₹13,768
      X-Edition Diesel

      ₹ 10,08,098

      ₹1,81,598₹16,758

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      Explore more about Toyota Etios Cross

      Toyota Etios Cross
      Toyota Etios Cross
      ₹ 7.34 - 10.08 LakhOn-Road Price, Mumbai

      Etios Cross EMI FAQs

      ₹ 13,076.
      Here is how - Toyota Etios Cross price starts from ₹ 7,34,272 in Mumbai. If you pay a down payment of ₹ 89,404 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 13,076.
      The cheapest Etios Cross model is 1.2 Limited Edition which is priced at ₹ 7,34,272 in Mumbai. You will need to pay at least a ₹ 89,404 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for Etios Cross.
      VersionOn-road price in MumbaiMax Loan
      1.2 G₹ 7,88,101₹ 6,60,500
      1.5 V₹ 9,64,136₹ 8,12,500
      1.4 GD₹ 9,37,603₹ 7,76,500
      1.4 VD₹ 9,74,496₹ 8,08,000
      1.2 Limited Edition₹ 7,34,272₹ 6,44,868
      1.4 Limited Edition₹ 9,01,897₹ 7,77,246
      X-Edition Petrol₹ 8,21,327₹ 6,79,000
      X-Edition Diesel₹ 10,08,098₹ 8,26,500

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Etios Cross 1.2 Limited Edition will be ₹ 11,445 but you will have to pay interest of ₹ 3,16,512 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 23,009, but your interest payment will be only ₹ 1,83,456 over the 3 years period.