Tata Safari Car Loan EMI Calculator

₹ 27,170.
Here is how - Tata Safari price starts from ₹ 15,89,401 in Mumbai. If you pay a down payment of ₹ 2,49,411 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 27,170.

The cheapest Safari model is Smart Petrol 1.5L Turbo Manual 7 STR which is priced at ₹ 15,89,401 in Mumbai. You will need to pay at least a ₹ 2,49,411 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Safari.

Version	On-road price in Mumbai	Max Loan
Smart Diesel 2.0L Turbo Manual 7 STR	₹ 18,09,273	₹ 14,84,990
Pure X Diesel 2.0L Turbo Manual 7 STR	₹ 21,82,675	₹ 17,94,990
Adventure X Plus Diesel 2.0L Turbo Manual 7 STR	₹ 23,55,423	₹ 19,39,990
Accomplished X Diesel 2.0L Turbo Manual 7 STR	₹ 27,29,670	₹ 22,34,990
Accomplished X Plus Diesel 2.0L Turbo Manual 7 STR	₹ 29,45,952	₹ 24,14,990
Accomplished X Plus Diesel 2.0L Turbo Manual 6 STR	₹ 29,57,967	₹ 24,24,990
Pure X Diesel 2.0L Turbo Automatic 7 STR	₹ 23,61,379	₹ 19,44,990
Adventure X Plus Diesel 2.0L Turbo Automatic 7 STR	₹ 25,73,467	₹ 21,04,990
Accomplished X Diesel 2.0L Turbo Automatic 7 STR	₹ 29,27,928	₹ 23,99,990
Accomplished X Plus Diesel 2.0L Turbo Automatic 7 STR	₹ 31,20,178	₹ 25,59,990
Accomplished X Plus Diesel 2.0L Turbo Automatic 6 STR	₹ 31,32,194	₹ 25,69,990
Pure X Dark Edition Diesel 2.0L Turbo Manual 7 STR	₹ 22,60,114	₹ 18,59,990
Adventure X Plus Dark Diesel 2.0L Turbo Manual 7 STR	₹ 24,20,948	₹ 19,94,990
Accomplished X Dark Diesel 2.0L Turbo Manual 7 STR	₹ 27,95,756	₹ 22,89,990
Accomplished X Plus Dark Diesel 2.0L Turbo Manual 7 STR	₹ 29,88,006	₹ 24,49,990
Accomplished X Plus Dark Diesel 2.0L Turbo Manual 6 STR	₹ 30,00,022	₹ 24,59,990
Pure X Dark Edition Diesel 2.0L Turbo Automatic 7 STR	₹ 24,26,904	₹ 19,99,990
Adventure X Plus Dark Diesel 2.0L Turbo Automatic 7 STR	₹ 26,39,553	₹ 21,59,990
Accomplished X Dark Diesel 2.0L Turbo Automatic 7 STR	₹ 29,94,014	₹ 24,54,990
Accomplished X Plus Dark Diesel 2.0L Turbo Automatic 7 STR	₹ 31,62,233	₹ 25,94,990
Accomplished X Plus Dark Diesel 2.0L Turbo Automatic 6 STR	₹ 31,74,249	₹ 26,04,990
Accomplished X Plus Stealth Edition Diesel 2.0L Turbo Manual 7 STR	₹ 30,91,341	₹ 25,35,990
Accomplished X Plus Stealth Edition Diesel 2.0L Turbo Automatic 6 STR	₹ 32,77,583	₹ 26,90,990
Accomplished X Plus Stealth Edition Diesel 2.0L Turbo Automatic 7 STR	₹ 32,65,567	₹ 26,80,990
Smart Petrol 1.5L Turbo Manual 7 STR	₹ 15,89,401	₹ 13,39,990
Pure X Petrol 1.5L Turbo Manual 7 STR	₹ 19,96,856	₹ 16,84,990
Pure X Dark Petrol 1.5L Turbo Manual 7 STR	₹ 20,55,316	₹ 17,34,990
Adventure X Plus Petrol 1.5L Turbo Manual 7 STR	₹ 21,48,852	₹ 18,14,990
Adventure X Plus Dark Petrol 1.5L Turbo Manual 7 STR	₹ 22,13,158	₹ 18,69,990
Accomplished X Petrol 1.5L Turbo Manual 7 STR	₹ 25,38,877	₹ 21,29,990
Accomplished X Dark Petrol 1.5L Turbo Manual 7 STR	₹ 25,91,950	₹ 21,74,990
Accomplished X Plus Petrol 1.5L Turbo Manual 7 STR	₹ 27,45,272	₹ 23,04,990
Accomplished X Plus Petrol 1.5L Turbo Manual 6 STR	₹ 27,57,066	₹ 23,14,990
Accomplished X Plus Dark Petrol 1.5L Turbo Manual 7 STR	₹ 27,86,551	₹ 23,39,990
Accomplished X Plus Dark Petrol 1.5L Turbo Manual 6 STR	₹ 27,98,345	₹ 23,49,990
Accomplished Ultra Petrol 1.5L Turbo Manual 7 STR	₹ 28,16,036	₹ 23,64,990
Accomplished Ultra Petrol 1.5L Turbo Manual 6 STR	₹ 28,27,831	₹ 23,74,990
Accomplished Ultra Red Dark Petrol 1.5L Turbo Manual 7 STR	₹ 28,57,316	₹ 23,99,990
Accomplished Ultra Red Dark Petrol 1.5L Turbo Manual 6 STR	₹ 28,69,110	₹ 24,09,990
Pure X Petrol 1.5L Turbo Automatic 7 STR	₹ 21,72,236	₹ 18,34,990
Pure X Dark Edition Petrol 1.5L Turbo Automatic 7 STR	₹ 22,30,696	₹ 18,84,990
Adventure X Plus Petrol 1.5L Turbo Automatic 7 STR	₹ 23,41,771	₹ 19,79,990
Adventure X Plus Dark Petrol 1.5L Turbo Automatic 7 STR	₹ 24,20,937	₹ 20,29,990
Accomplished X Petrol 1.5L Turbo Automatic 7 STR	₹ 27,27,581	₹ 22,89,990
Accomplished X Dark Petrol 1.5L Turbo Automatic 7 STR	₹ 27,86,551	₹ 23,39,990
Accomplished X Plus Petrol 1.5L Turbo Automatic 7 STR	₹ 29,16,286	₹ 24,49,990
Accomplished X Plus Petrol 1.5L Turbo Automatic 6 STR	₹ 29,28,080	₹ 24,59,990
Accomplished X Plus Dark Petrol 1.5L Turbo Automatic 7 STR	₹ 29,57,565	₹ 24,84,990
Accomplished X Plus Dark Petrol 1.5L Turbo Automatic 6 STR	₹ 29,69,359	₹ 24,94,990
Accomplished Ultra Petrol 1.5L Turbo Automatic 7 STR	₹ 29,87,050	₹ 25,09,990
Accomplished Ultra Petrol 1.5L Turbo Automatic 6 STR	₹ 29,98,844	₹ 25,19,990
Accomplished Ultra Red Dark Petrol 1.5L Turbo Automatic 7 STR	₹ 30,28,329	₹ 25,44,990
Accomplished Ultra Red Dark Petrol 1.5L Turbo Automatic 6 STR	₹ 30,40,123	₹ 25,54,990
Accomplished Ultra Diesel 2.0L Turbo Manual 7 STR	₹ 30,18,045	₹ 24,74,990
Accomplished Ultra Diesel 2.0L Turbo Manual 6 STR	₹ 30,30,061	₹ 24,84,990
Accomplished Ultra Red Dark Diesel 2.0L Turbo Automatic 6 STR	₹ 32,46,342	₹ 26,64,990
Accomplished Ultra Red Dark Diesel 2.0L Turbo Manual 7 STR	₹ 30,60,100	₹ 25,09,990
Accomplished Ultra Red Dark Diesel 2.0L Turbo Manual 6 STR	₹ 30,72,116	₹ 25,19,990
Accomplished Ultra Diesel 2.0L Turbo Automatic 7 STR	₹ 31,92,272	₹ 26,19,990
Accomplished Ultra Diesel 2.0L Turbo Automatic 6 STR	₹ 32,04,288	₹ 26,29,990
Accomplished Ultra Red Dark Diesel 2.0L Turbo Automatic 7 STR	₹ 32,34,327	₹ 26,54,990
Accomplished Ultra Petrol 1.5L Turbo Automatic 7 STR Dark Edition	₹ 30,14,767	₹ 25,33,490
Accomplished Ultra Petrol 1.5L Turbo Manual 6 STR Dark Edition	₹ 28,57,316	₹ 23,99,990
Accomplished X Plus Stealth Edition Petrol 1.5L Turbo Manual 7 STR	₹ 28,87,980	₹ 24,25,990
Accomplished Ultra Petrol 1.5L Turbo Automatic 6 STR Dark Edition	₹ 30,25,970	₹ 25,42,990
Accomplished Ultra Petrol 1.5L Turbo Manual 7 STR Dark Edition	₹ 28,45,522	₹ 23,89,990
Accomplished X Plus Stealth Edition Petrol 1.5L Turbo Automatic 6 STR	₹ 30,64,773	₹ 25,75,890
Accomplished X Plus Stealth Edition Petrol 1.5L Turbo Automatic 7 STR	₹ 30,58,994	₹ 25,70,990
Accomplished Ultra Diesel 2.0L Turbo Automatic 6 STR Dark Edition	₹ 32,34,327	₹ 26,54,990
Accomplished Ultra Diesel 2.0L Turbo Manual 7 STR Dark Edition	₹ 30,48,085	₹ 24,99,990
Accomplished Ultra Diesel 2.0L Turbo Automatic 7 STR Dark Edition	₹ 32,22,311	₹ 26,44,990
Accomplished Ultra Diesel 2.0L Turbo Manual 6 STR Dark Edition	₹ 30,60,100	₹ 25,09,990

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Safari Smart Petrol 1.5L Turbo Manual 7 STR will be ₹ 24,773 but you will have to pay interest of ₹ 7,40,942 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 49,806, but your interest payment will be only ₹ 4,53,026 over the 3 years period.

₹ 27,170
Tata Safari price starts from ₹ 15,89,401 in Mumbai.

We have considered
Down-payement : ₹ 2,49,411
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Safari with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 5,30,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Safari starts from ₹ 15.89 Lakh, you can get a loan with an annual income as low as ₹ 5.30 lakh.

Here are the most important things you should consider while getting a car loan for a new Safari

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.