Tata Safari Car Loan EMI Calculator

₹ 32,136.
Here is how - Tata Safari price starts from ₹ 19,33,882 in Mumbai. If you pay a down payment of ₹ 3,48,982 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 32,136.

The cheapest Safari model is XE which is priced at ₹ 19,33,882 in Mumbai. You will need to pay at least a ₹ 3,48,982 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Safari.

Version	On-road price in Mumbai	Max Loan
XE	₹ 19,33,882	₹ 15,84,900
XM	₹ 21,12,587	₹ 17,34,900
XMS	₹ 22,69,847	₹ 18,66,900
XT Plus	₹ 24,08,045	₹ 19,82,900
XMAS	₹ 24,23,651	₹ 19,96,000
XT Plus Dark Edition	₹ 24,70,325	₹ 20,17,900
XZ	₹ 25,30,403	₹ 20,67,900
XTA Plus	₹ 25,84,473	₹ 21,12,900
XTA Plus Dark Edition	₹ 26,26,528	₹ 21,47,900
XZ Plus	₹ 27,32,987	₹ 22,36,500
XZ Plus 6 S	₹ 27,45,002	₹ 22,46,500
XZA	₹ 26,86,606	₹ 21,97,900
XZ Plus Adventure	₹ 27,63,026	₹ 22,61,500
XZ Plus 6S Adventure	₹ 27,75,041	₹ 22,71,500
XZ Plus Dark Edition	₹ 27,75,041	₹ 22,71,500
XZ Plus 6 S Dark Edition	₹ 27,87,057	₹ 22,81,500
XZA Plus	₹ 28,89,190	₹ 23,66,500
XZA Plus 6S	₹ 29,01,205	₹ 23,76,500
XZA Plus Adventure	₹ 29,19,229	₹ 23,91,500
XZA Plus 6S Adventure	₹ 29,31,245	₹ 24,01,500
XZA Plus Dark Edition	₹ 29,31,245	₹ 24,01,500
XZA Plus 6 S Dark Edition	₹ 29,43,260	₹ 24,11,500
XZ Plus Red Dark Edition	₹ 27,87,057	₹ 22,81,500
XZ Plus 6 S Red Dark Edition	₹ 27,99,073	₹ 22,91,500
XZA Plus Red Dark Edition	₹ 29,43,260	₹ 24,11,500
XZA Plus 6 S Red Dark Edition	₹ 29,55,276	₹ 24,21,500
XZA Plus (O)	₹ 30,09,346	₹ 24,66,500
XZA Plus (O) 6 S	₹ 30,21,362	₹ 24,76,500
XZA Plus (O) Adventure	₹ 30,39,385	₹ 24,91,500
XZA Plus (O) 6 S Adventure	₹ 30,51,401	₹ 25,01,500
XZA Plus (O) Dark Edition	₹ 30,51,401	₹ 25,01,500
XZA Plus (O) Red Dark Edition	₹ 30,63,416	₹ 25,11,500
XZA Plus (O) 6 S Dark Edition	₹ 30,63,416	₹ 25,11,500
XZA Plus (O) 6 S Red Dark Edition	₹ 30,75,432	₹ 25,21,500

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Safari XE will be ₹ 30,142 but you will have to pay interest of ₹ 9,47,028 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 60,601, but your interest payment will be only ₹ 5,96,736 over the 3 years period.

₹ 32,136
Tata Safari price starts from ₹ 19,33,882 in Mumbai.

We have considered
Down-payement : ₹ 3,48,982
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Safari with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 6,45,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Safari starts from ₹ 19.34 Lakh, you can get a loan with an annual income as low as ₹ 6.45 lakh.

Here are the most important things you should consider while getting a car loan for a new Safari

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.