Tata Safari Car Loan EMI Calculator

₹ 31,408.
Here is how - Tata Safari price starts from ₹ 18,91,113 in Mumbai. If you pay a down payment of ₹ 3,42,113 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 31,408.

The cheapest Safari model is Smart which is priced at ₹ 18,91,113 in Mumbai. You will need to pay at least a ₹ 3,42,113 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Safari.

Version	On-road price in Mumbai	Max Loan
Smart	₹ 18,91,113	₹ 15,49,000
Pure	₹ 20,69,817	₹ 16,99,000
Adventure	₹ 24,27,226	₹ 19,99,000
Adventure Plus	₹ 26,27,850	₹ 21,49,000
Adventure Plus A	₹ 27,48,007	₹ 22,49,000
Adventure Plus AT	₹ 27,96,069	₹ 22,89,000
Accomplished Dual Tone	₹ 28,68,163	₹ 23,49,000
Accomplished Plus Dual Tone	₹ 30,48,397	₹ 24,99,000
Adventure Plus Dark Edition	₹ 26,87,929	₹ 21,99,000
Accomplished Dark Edition	₹ 29,04,210	₹ 23,79,000
Accomplished Plus Dark Edition	₹ 30,84,444	₹ 25,29,000
Accomplished Dual Tone AT	₹ 30,36,382	₹ 24,89,000
Accomplished Plus Dual Tone AT	₹ 32,16,616	₹ 26,39,000
Adventure Plus Dark Edition AT	₹ 28,56,147	₹ 23,39,000
Accomplished Dark Edition AT	₹ 30,72,429	₹ 25,19,000
Accomplished Plus Dark Edition AT	₹ 32,52,663	₹ 26,69,000
Pure Plus	₹ 22,72,349	₹ 18,69,000
Pure Plus AT	₹ 23,67,658	₹ 19,49,000
Pure Plus S Dark Edition AT	₹ 24,83,663	₹ 20,29,000
Smart (O)	₹ 19,50,681	₹ 15,99,000
Pure (O)	₹ 21,29,386	₹ 17,49,000
Pure Plus S	₹ 23,08,090	₹ 18,99,000
Pure Plus S Dark Edition	₹ 23,43,831	₹ 19,29,000
Accomplished Plus 6 STR Dual Tone	₹ 30,60,413	₹ 25,09,000
Accomplished Plus 6 STR Dark Edition	₹ 30,96,460	₹ 25,39,000
Pure Plus S AT	₹ 24,27,226	₹ 19,99,000
Adventure Plus A AT	₹ 29,16,225	₹ 23,89,000
Accomplished Plus 6 STR Dual Tone AT	₹ 32,28,632	₹ 26,49,000
Accomplished Plus 6 STR Dark Edition AT	₹ 32,64,679	₹ 26,79,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Safari Smart will be ₹ 29,475 but you will have to pay interest of ₹ 9,26,900 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 59,261, but your interest payment will be only ₹ 5,84,396 over the 3 years period.

₹ 31,408
Tata Safari price starts from ₹ 18,91,113 in Mumbai.

We have considered
Down-payement : ₹ 3,42,113
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Safari with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 6,31,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Safari starts from ₹ 18.91 Lakh, you can get a loan with an annual income as low as ₹ 6.31 lakh.

Here are the most important things you should consider while getting a car loan for a new Safari

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.