Tata Curvv Car Loan EMI Calculator

₹ 20,276.
Here is how - Tata Curvv price starts from ₹ 11,71,673 in Mumbai. If you pay a down payment of ₹ 1,71,683 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 20,276.

The cheapest Curvv model is Smart X Petrol 1.2L Turbo Manual which is priced at ₹ 11,71,673 in Mumbai. You will need to pay at least a ₹ 1,71,683 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Curvv.

Version	On-road price in Mumbai	Max Loan
Smart X Petrol 1.2L Turbo Manual	₹ 11,71,673	₹ 9,99,990
Pure X Petrol 1.2L Turbo Manual	₹ 13,08,792	₹ 10,99,990
Pure X Petrol 1.2L Turbo Automatic (DCT)	₹ 14,60,789	₹ 12,29,990
Pure X Diesel 1.5L Turbo Manual	₹ 14,85,881	₹ 12,29,990
Pure Plus X Petrol 1.2L Turbo Manual	₹ 14,02,329	₹ 11,79,990
Pure Plus X Petrol 1.2L Turbo Automatic (DCT)	₹ 15,54,325	₹ 13,09,990
Pure Plus X Diesel 1.5L Turbo Manual	₹ 15,81,049	₹ 13,09,990
Pure Plus X Petrol 1.2L Turbo Manual Dark Edition	₹ 14,25,713	₹ 11,99,990
Pure Plus X Petrol 1.2L Turbo Automatic (DCT) Dark Edition	₹ 15,77,709	₹ 13,29,990
Pure Plus X Diesel 1.5L Turbo Manual Dark Edition	₹ 16,04,841	₹ 13,29,990
Creative X Plus Petrol 1.2L Turbo Manual Dual Tone	₹ 15,32,111	₹ 12,90,990
Creative X Plus Petrol 1.2L Turbo Automatic (DCT)	₹ 16,84,107	₹ 14,20,990
Creative X Plus Diesel 1.5L Turbo Manual	₹ 17,13,095	₹ 14,20,990
Creative X Plus Petrol 1.2L Turbo Manual Dual Tone Dark Edition	₹ 15,61,341	₹ 13,15,990
Creative X Plus Petrol 1.2L Turbo Automatic (DCT) Dark Edition	₹ 17,13,337	₹ 14,45,990
Creative X Plus Diesel 1.5L Turbo Manual Dark Edition	₹ 17,42,835	₹ 14,45,990
Accomplished X Petrol 1.2L Turbo Manual	₹ 16,59,553	₹ 13,99,990
Accomplished X Petrol 1.2L Turbo Automatic (DCT)	₹ 18,15,629	₹ 15,29,990
Accomplished X Diesel 1.5L Turbo Manual Dual Tone	₹ 18,46,841	₹ 15,29,990
Accomplished X Diesel 1.5L Turbo Manual Dark Edition	₹ 18,76,582	₹ 15,54,990
Accomplished X Petrol 1.2L Turbo Automatic (DCT) Dark Edition	₹ 18,44,860	₹ 15,54,990
Accomplished X Petrol 1.2L Turbo Manual Dark Edition	₹ 16,88,783	₹ 14,24,990
Accomplished Plus X Petrol 1.2L Turbo Automatic (DCT) Dual Tone Hyperion GDI	₹ 21,89,774	₹ 18,49,990
Accomplished Plus X Diesel 1.5L Turbo Automatic (DCT)	₹ 22,57,254	₹ 18,74,990
Accomplished Plus X Petrol 1.2L Turbo Automatic (DCT) Dual Tone Hyperion GDI Dark Edition	₹ 22,14,266	₹ 18,74,990
Accomplished Plus X Diesel 1.5L Turbo Automatic (DCT) Dark Edition	₹ 22,81,436	₹ 18,99,990

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Curvv Smart X Petrol 1.2L Turbo Manual will be ₹ 18,262 but you will have to pay interest of ₹ 5,34,018 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 36,716, but your interest payment will be only ₹ 3,21,786 over the 3 years period.

₹ 20,276
Tata Curvv price starts from ₹ 11,71,673 in Mumbai.

We have considered
Down-payement : ₹ 1,71,683
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Curvv with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 3,91,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Curvv starts from ₹ 11.72 Lakh, you can get a loan with an annual income as low as ₹ 3.91 lakh.

Here are the most important things you should consider while getting a car loan for a new Curvv

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.