Tata Curvv Car Loan EMI Calculator

₹ 19,581.
Here is how - Tata Curvv price starts from ₹ 11,07,638 in Mumbai. If you pay a down payment of ₹ 1,41,948 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 19,581.

The cheapest Curvv model is Smart 1.2 Revotron Petrol 6MT which is priced at ₹ 11,07,638 in Mumbai. You will need to pay at least a ₹ 1,41,948 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Curvv.

Version	On-road price in Mumbai	Max Loan
Smart 1.2 Revotron Petrol 6MT	₹ 11,07,638	₹ 9,65,690
Smart 1.5 Kryojet Diesel 6MT	₹ 13,16,598	₹ 11,10,490
Pure Plus 1.2 Revotron Petrol 6MT	₹ 12,71,352	₹ 10,91,190
Pure Plus S 1.2 Revotron Petrol 6MT	₹ 13,48,926	₹ 11,58,790
Creative 1.2 Revotron Petrol 6MT	₹ 14,04,236	₹ 12,06,990
Creative Plus S 1.2 Revotron Petrol 6MT	₹ 15,70,512	₹ 13,51,890
Creative S 1.2 Revotron Petrol 6MT	₹ 14,59,660	₹ 12,55,290
Accomplished S 1.2 Revotron Petrol 6MT	₹ 16,81,249	₹ 14,48,390
Pure Plus 1.2 Revotron Petrol 7DCA	₹ 14,37,514	₹ 12,35,990
Pure Plus S 1.2 Revotron Petrol 7DCA	₹ 15,15,086	₹ 13,03,590
Creative 1.2 Revotron Petrol 7DCA	₹ 15,70,512	₹ 13,51,890
Creative S 1.2 Hyperion GDI Petrol 6MT	₹ 15,92,659	₹ 13,71,190
Creative S 1.2 Revotron Petrol 7DCA	₹ 16,25,823	₹ 14,00,090
Creative Plus S 1.2 Revotron Petrol 7DCA	₹ 17,36,674	₹ 14,96,690
Accomplished S 1.2 Revotron Petrol 7DCA	₹ 18,47,489	₹ 15,93,190
Creative Plus S 1.2 Hyperion GDI Petrol 6MT	₹ 17,03,395	₹ 14,67,690
Accomplished S 1.2 Hyperion GDI Petrol 6MT	₹ 18,14,326	₹ 15,64,290
Accomplished Plus A 1.2 Hyperion GDI Petrol 6MT	₹ 19,80,488	₹ 17,09,090
Creative Plus S 1.2 Hyperion GDI Petrol 7DCA	₹ 18,69,637	₹ 16,12,490
Accomplished S 1.2 Hyperion GDI Petrol 7DCA	₹ 19,80,488	₹ 17,09,090
Accomplished Plus A 1.2 Hyperion GDI Petrol 7DCA	₹ 21,46,650	₹ 18,53,890
Pure Plus 1.5 Kryojet Diesel 6MT	₹ 14,63,222	₹ 12,35,990
Pure Plus S 1.5 Kryojet Diesel 6MT	₹ 15,42,202	₹ 13,03,590
Creative 1.5 Kryojet Diesel 6MT	₹ 15,98,632	₹ 13,51,890
Creative S 1.5 Kryojet Diesel 6MT	₹ 16,54,945	₹ 14,00,090
Creative Plus S 1.5 Kryojet Diesel 6MT	₹ 17,67,804	₹ 14,96,690
Accomplished S 1.5 Kryojet Diesel 6MT	₹ 18,80,628	₹ 15,93,190
Accomplished Plus A 1.5 Kryojet Diesel 6MT	₹ 20,30,641	₹ 17,21,590
Pure Plus 1.5 Kryojet Diesel 7DCA	₹ 16,32,396	₹ 13,80,790
Pure Plus S 1.5 Kryojet Diesel 7DCA	₹ 17,11,375	₹ 14,48,390
Creative S 1.5 Kryojet Diesel 7DCA	₹ 18,24,315	₹ 15,44,990
Creative Plus S 1.5 Kryojet Diesel 7DCA	₹ 19,37,059	₹ 16,41,490
Accomplished S 1.5 Kryojet Diesel 7DCA	₹ 20,49,918	₹ 17,38,090
Accomplished Plus A 1.5 Kryojet Diesel 7DCA	₹ 21,99,932	₹ 18,66,490
Accomplished S 1.2 Hyperion GDI Petrol 6MT Dark Edition	₹ 18,46,457	₹ 15,92,290
Accomplished S 1.5 Kryojet Diesel 6MT Dark Edition	₹ 19,02,125	₹ 16,11,590
Accomplished S 1.2 Hyperion GDI Petrol 7DCA Dark Edition	₹ 20,12,619	₹ 17,37,090
Accomplished S 1.5 Kryojet Diesel 7DCA Dark Edition	₹ 20,71,298	₹ 17,56,390
Accomplished Plus A 1.2 Hyperion GDI Petrol 6MT Dark Edition	₹ 20,12,619	₹ 17,37,090
Accomplished Plus A 1.5 Kryojet Diesel 6MT Dark Edition	₹ 20,52,138	₹ 17,39,990
Accomplished Plus A 1.2 Hyperion GDI Petrol l 7DCA Dark Edition	₹ 21,78,780	₹ 18,81,890
Accomplished Plus A 1.5 Kryojet Diesel 7DCA Dark Edition	₹ 22,21,312	₹ 18,84,790

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Curvv Smart 1.2 Revotron Petrol 6MT will be ₹ 17,264 but you will have to pay interest of ₹ 4,84,486 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 34,709, but your interest payment will be only ₹ 2,83,834 over the 3 years period.

₹ 19,581
Tata Curvv price starts from ₹ 11,07,638 in Mumbai.

We have considered
Down-payement : ₹ 1,41,948
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Curvv with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 3,70,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Curvv starts from ₹ 11.08 Lakh, you can get a loan with an annual income as low as ₹ 3.70 lakh.

Here are the most important things you should consider while getting a car loan for a new Curvv

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.