For the base model
Octavia 2021 , whose price is
₹ 32.53 Lakh, you will need to do a down payment of
₹ 5,17,765. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 55,456 for a 5 years loan.