Please Tell Us Your City

location icon
    location iconClose
      Sorry!! No Matching Results found. Try Again.
      Close

      Skoda Octavia Car Loan EMI Calculator

      Skoda Octavia EMI starts at 55,456 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 5.18 Lakh. Skoda Octavia price starts at ₹ 32.53 Lakh and goes up to ₹ 36.17 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Skoda Octavia
      SkodaOctavia₹ 32.53 - 36.17 Lakh

      Variant

      Style 2.0

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust Octavia Car Loan Parameters

      On-Road Price

      ₹ 32,52,765

      Octavia Style 2.0 EMI

      55,456 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      Skoda Octavia Style 2.0 Car Loan EMI

      On-Road Price₹ 32,52,765
      Ex-Showroom Price₹ 2735000
      Max Loan Amount₹ 2735000
      Down Payment as per your Selectiont₹ 5,17,765
      Loan Amount₹ 27,35,000
      EMI Amount 55,456
      Interest Component5,92,360(17.8%)
      Principal Component27,35,000(82.2%)
      Total Payable over 5 Years33,27,360
      Note: This doesn't include bank processing fee.

      Skoda Octavia Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 4,63,425₹ 2,02,047₹ 22,71,575
      24₹ 5,01,888₹ 1,63,584₹ 17,69,687
      36₹ 5,43,547₹ 1,21,925₹ 12,26,140
      48₹ 5,88,660₹ 76,812₹ 6,37,480
      60₹ 6,37,480₹ 27,953₹ 0

      Skoda Octavia EMI

      Skoda Octavia Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 5,17,765

      On-Road Price in MumbaiMin Down PaymentEMI
      Style 2.0

      ₹ 32,52,765

      ₹5,17,765₹55,456
      L&K 2.0

      ₹ 36,17,093

      ₹5,72,093₹61,742

      Check Car Loan EMIs of Skoda Octavia Similar Cars

      Skoda Slavia
      Skoda Slavia

      ₹ 13.59 - 22.65 Lakh

      On-Road Price, Mumbai

      Volkswagen Tiguan
      Volkswagen Tiguan

      ₹ 41.97 Lakh

      On-Road Price, Mumbai

      Jeep Compass
      Jeep Compass

      ₹ 25.45 - 39.49 Lakh

      On-Road Price, Mumbai

      Hyundai Tucson
      Hyundai Tucson

      ₹ 34.73 - 43.78 Lakh

      On-Road Price, Mumbai

      BYD e6
      BYD e6

      ₹ 30.98 Lakh

      On-Road Price, Mumbai

      Toyota Hilux
      Toyota Hilux

      ₹ 37.07 - 46.04 Lakh

      On-Road Price, Mumbai

      Audi A4
      Audi A4

      ₹ 54.14 - 63.78 Lakh

      On-Road Price, Mumbai

      Mercedes-Benz A-Class Limousine
      Mercedes-Benz A-Class Limousine

      ₹ 52.07 - 56.22 Lakh

      On-Road Price, Mumbai

      BYD Atto 3
      BYD Atto 3

      ₹ 35.98 - 36.50 Lakh

      On-Road Price, Mumbai

      Explore more about Skoda Octavia

      Skoda Octavia
      Skoda Octavia
      ₹ 32.53 - 36.17 LakhOn-Road Price, Mumbai

      Octavia EMI FAQs

      ₹ 55,456.
      Here is how - Skoda Octavia price starts from ₹ 32,52,765 in Mumbai. If you pay a down payment of ₹ 5,17,765 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 55,456.
      The cheapest Octavia model is Style 2.0 which is priced at ₹ 32,52,765 in Mumbai. You will need to pay at least a ₹ 5,17,765 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for Octavia.
      VersionOn-road price in MumbaiMax Loan
      Style 2.0₹ 32,52,765₹ 27,35,000
      L&K 2.0₹ 36,17,093₹ 30,45,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Octavia Style 2.0 will be ₹ 50,698 but you will have to pay interest of ₹ 15,23,632 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 1,01,930, but your interest payment will be only ₹ 9,34,480 over the 3 years period.