Skoda Octavia Car Loan EMI Calculator
Skoda Octavia EMI starts at 55,456 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 5.18 Lakh. Skoda Octavia price starts at ₹ 32.53 Lakh and goes up to ₹ 36.17 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

Version
Style 2.0
City
Mumbai
Adjust Octavia Car Loan Parameters
On-Road Price
₹ 32,52,765₹ 55,456 for 5 Years
Skoda Octavia Loan Repayment Schedule
This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.
Months | Principal Paid | Interest Paid | Balance Loan |
---|---|---|---|
12 | ₹ 4,63,425 | ₹ 2,02,047 | ₹ 22,71,575 |
24 | ₹ 5,01,888 | ₹ 1,63,584 | ₹ 17,69,687 |
36 | ₹ 5,43,547 | ₹ 1,21,925 | ₹ 12,26,140 |
48 | ₹ 5,88,660 | ₹ 76,812 | ₹ 6,37,480 |
60 | ₹ 6,37,480 | ₹ 27,953 | ₹ 0 |
Skoda Octavia EMI
Skoda Octavia Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 5,17,765
On-Road Price in Mumbai | Min Down Payment | EMI |
---|---|---|
Style 2.0 ₹ 32,52,765 | ₹5,17,765 | ₹55,456 |
L&K 2.0 ₹ 36,17,093 | ₹5,72,093 | ₹61,742 |
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Explore more about Skoda Octavia
Octavia EMI FAQs
Here is how - Skoda Octavia price starts from ₹ 32,52,765 in Mumbai. If you pay a down payment of ₹ 5,17,765 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 55,456.
Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
Version | On-road price in Mumbai | Max Loan |
---|---|---|
Style 2.0 | ₹ 32,52,765 | ₹ 27,35,000 |
L&K 2.0 | ₹ 36,17,093 | ₹ 30,45,000 |
As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.
- 1. If you select a higher tenure loan, let's say 7 years, your EMI for Octavia Style 2.0 will be ₹ 50,698 but you will have to pay interest of ₹ 15,23,632 over the period of 7 years.
- 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 1,01,930, but your interest payment will be only ₹ 9,34,480 over the 3 years period.