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      Maruti Suzuki Wagon R Car Loan EMI Calculator

      Maruti Suzuki Wagon R EMI starts at 11,243 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 0.95 Lakh. Maruti Suzuki Wagon R price starts at ₹ 6.49 Lakh and goes up to ₹ 8.64 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Maruti Suzuki Wagon R
      Maruti SuzukiWagon R₹ 6.49 - 8.64 Lakh

      Variant

      LXI 1.0

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust Wagon R Car Loan Parameters

      On-Road Price

      ₹ 6,49,361

      Wagon R LXI 1.0 EMI

      11,243 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      Maruti Suzuki Wagon R LXI 1.0 Car Loan EMI

      On-Road Price₹ 6,49,361
      Ex-Showroom Price₹ 554500
      Max Loan Amount₹ 554500
      Down Payment as per your Selectiont₹ 94,861
      Loan Amount₹ 5,54,500
      EMI Amount 11,243
      Interest Component1,20,080(17.8%)
      Principal Component5,54,500(82.2%)
      Total Payable over 5 Years6,74,580
      Note: This doesn't include bank processing fee.

      Maruti Suzuki Wagon R Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 93,958₹ 40,958₹ 4,60,542
      24₹ 1,01,756₹ 33,160₹ 3,58,786
      36₹ 1,10,204₹ 24,712₹ 2,48,582
      48₹ 1,19,348₹ 15,568₹ 1,29,234
      60₹ 1,29,234₹ 5,661₹ 0

      Maruti Suzuki Wagon R EMI

      Maruti Suzuki Wagon R Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 94,861

      On-Road Price in MumbaiMin Down PaymentEMI
      LXI 1.0

      ₹ 6,49,361

      ₹94,861₹11,243
      VXI 1.0

      ₹ 7,00,803

      ₹1,01,303₹12,156
      VXI 1.0 AGS

      ₹ 7,57,963

      ₹1,08,463₹13,170
      ZXI 1.2

      ₹ 7,39,042

      ₹1,11,042₹12,734
      ZXI 1.2 AGS

      ₹ 7,96,252

      ₹1,18,252₹13,747
      ZXI Plus 1.2

      ₹ 7,93,391

      ₹1,17,891₹13,697
      ZXI Plus 1.2 AGS

      ₹ 8,50,600

      ₹1,25,100₹14,711
      ZXI Plus 1.2 Dual Tone

      ₹ 8,07,122

      ₹1,19,622₹13,940
      ZXI Plus 1.2 AGS Dual Tone

      ₹ 8,64,331

      ₹1,26,831₹14,954
      LXI 1.0 CNG

      ₹ 7,26,315

      ₹81,815₹13,068
      VXI 1.0 CNG

      ₹ 7,75,932

      ₹86,432₹13,981

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      Explore more about Maruti Suzuki Wagon R

      Maruti Suzuki Wagon R
      Maruti Suzuki Wagon R
      ₹ 6.49 - 8.64 LakhOn-Road Price, Mumbai

      Wagon R EMI FAQs

      ₹ 11,243.
      Here is how - Maruti Suzuki Wagon R price starts from ₹ 6,49,361 in Mumbai. If you pay a down payment of ₹ 94,861 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 11,243.
      The cheapest Wagon R model is LXI 1.0 which is priced at ₹ 6,49,361 in Mumbai. You will need to pay at least a ₹ 94,861 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for Wagon R.
      VersionOn-road price in MumbaiMax Loan
      LXI 1.0₹ 6,49,361₹ 5,54,500
      VXI 1.0₹ 7,00,803₹ 5,99,500
      VXI 1.0 AGS₹ 7,57,963₹ 6,49,500
      ZXI 1.2₹ 7,39,042₹ 6,28,000
      ZXI 1.2 AGS₹ 7,96,252₹ 6,78,000
      ZXI Plus 1.2₹ 7,93,391₹ 6,75,500
      ZXI Plus 1.2 AGS₹ 8,50,600₹ 7,25,500
      ZXI Plus 1.2 Dual Tone₹ 8,07,122₹ 6,87,500
      ZXI Plus 1.2 AGS Dual Tone₹ 8,64,331₹ 7,37,500
      LXI 1.0 CNG₹ 7,26,315₹ 6,44,500
      VXI 1.0 CNG₹ 7,75,932₹ 6,89,500

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Wagon R LXI 1.0 will be ₹ 10,121 but you will have to pay interest of ₹ 2,95,664 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 20,349, but your interest payment will be only ₹ 1,78,064 over the 3 years period.