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Maruti Suzuki Swift Car Loan EMI Calculator

Maruti Suzuki Swift
Maruti Suzuki Swift 8.2 - 12.16 Lakh
Versions LXi
City Mumbai

Adjust Swift Car Loan Parameters

12,002 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate

Maruti Suzuki Swift LXi Car Loan EMI

On-Road Price ₹8,19,608
Ex-Showroom Price ₹5,91,900
Max Loan Amount ₹5,91,900
Down Payment as per
your Selection
Loan Amount 5,91,900
EMI Amount 12,002
Interest Component 1,28,220 (17.81%)
Principal Component 5,91,900 (82.19%)
Total Payable over 5 Years 7,20,120
Note: This doesn't include bank processing fee.

Maruti Suzuki Swift Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹1,00,292 ₹43,728 ₹4,91,608
24 ₹1,08,616 ₹35,403 ₹3,82,993
36 ₹1,17,631 ₹26,388 ₹2,65,362
48 ₹1,27,394 ₹16,625 ₹1,37,968
60 ₹1,37,968 ₹6,051 ₹0

Maruti Suzuki Swift EMI

Maruti Suzuki Swift Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹2.28 Lakh

On-Road Price in Mumbai Down Payment EMI
2,27,708 12,002
2,58,576* 13,829
2,75,707* 14,842
2,81,874* 15,207
2,99,004* 16,221
ZXi Plus
3,09,198* 16,647
ZXi Plus Dual Tone
3,13,995* 16,931
ZXi Plus AMT
3,26,330* 17,661
ZXi Plus AMT Dual Tone
3,31,126* 17,945



Here is how - Maruti Suzuki Swift price starts from ₹8,19,608 in Mumbai. If you pay a down payment of ₹2,27,708 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹12,002.

The cheapest Swift model is LXi which is priced at ₹12,002 in Delhi.

You will need to pay at least a ₹94,220 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Swift.

VersionOn-road price MumbaiMax Loan
VXi AMT1007707732000
ZXi AMT1099004800000
ZXi Plus1130198821000
ZXi Plus Dual Tone1148995835000
ZXi Plus AMT1197330871000
ZXi Plus AMT Dual Tone1216126885000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for Swift will be ₹9,225 but you will have to pay interest of ₹1,83,000 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹27,733, but your interest payment will be only ₹1,13,388 over the period of 3 years period.


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