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      Maruti Suzuki Swift Car Loan EMI Calculator

      Maruti Suzuki Swift EMI starts at 12,155 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1.05 Lakh. Maruti Suzuki Swift price starts at ₹ 7.04 Lakh and goes up to ₹ 10.51 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Maruti Suzuki Swift
      Maruti SuzukiSwift₹ 7.04 - 10.51 Lakh

      Variant

      LXi

      Right Arrow

      City

      Mumbai

      Right Arrow

      Adjust Swift Car Loan Parameters

      On-Road Price

      ₹ 7,04,211

      Swift LXi EMI

      12,155 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      Maruti Suzuki Swift LXi Car Loan EMI

      On-Road Price₹ 7,04,211
      Ex-Showroom Price₹ 599450
      Max Loan Amount₹ 599450
      Down Payment as per your Selectiont₹ 1,04,761
      Loan Amount₹ 5,99,450
      EMI Amount 12,155
      Interest Component1,29,850(17.8%)
      Principal Component5,99,450(82.2%)
      Total Payable over 5 Years7,29,300
      Note: This doesn't include bank processing fee.

      Maruti Suzuki Swift Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 1,01,582₹ 44,278₹ 4,97,868
      24₹ 1,10,011₹ 35,849₹ 3,87,857
      36₹ 1,19,143₹ 26,717₹ 2,68,714
      48₹ 1,29,033₹ 16,827₹ 1,39,681
      60₹ 1,39,681₹ 6,120₹ 0

      Maruti Suzuki Swift EMI

      Maruti Suzuki Swift Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1,04,761

      On-Road Price in MumbaiMin Down PaymentEMI
      LXi

      ₹ 7,04,211

      ₹1,04,761₹12,155
      VXi

      ₹ 8,18,920

      ₹1,18,920₹14,193
      VXi AMT

      ₹ 8,75,960

      ₹1,25,960₹15,207
      ZXi

      ₹ 8,96,495

      ₹1,28,495₹15,572
      ZXi AMT

      ₹ 9,53,535

      ₹1,35,535₹16,586
      ZXi Plus

      ₹ 9,77,492

      ₹1,38,492₹17,012
      ZXi Plus Dual Tone

      ₹ 9,93,463

      ₹1,40,463₹17,296
      ZXi Plus AMT

      ₹ 10,34,532

      ₹1,45,532₹18,026
      ZXi Plus AMT Dual Tone

      ₹ 10,50,504

      ₹1,47,504₹18,310
      VXi CNG

      ₹ 8,90,207

      ₹1,00,207₹16,018
      ZXi CNG

      ₹ 9,65,123

      ₹1,07,123₹17,397

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      Explore more about Maruti Suzuki Swift

      Maruti Suzuki Swift
      Maruti Suzuki Swift
      ₹ 7.04 - 10.51 LakhOn-Road Price, Mumbai

      Swift EMI FAQs

      ₹ 12,155.
      Here is how - Maruti Suzuki Swift price starts from ₹ 7,04,211 in Mumbai. If you pay a down payment of ₹ 1,04,761 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 12,155.
      The cheapest Swift model is LXi which is priced at ₹ 7,04,211 in Mumbai. You will need to pay at least a ₹ 1,04,761 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for Swift.
      VersionOn-road price in MumbaiMax Loan
      LXi₹ 7,04,211₹ 5,99,450
      VXi₹ 8,18,920₹ 7,00,000
      VXi AMT₹ 8,75,960₹ 7,50,000
      ZXi₹ 8,96,495₹ 7,68,000
      ZXi AMT₹ 9,53,535₹ 8,18,000
      ZXi Plus₹ 9,77,492₹ 8,39,000
      ZXi Plus Dual Tone₹ 9,93,463₹ 8,53,000
      ZXi Plus AMT₹ 10,34,532₹ 8,89,000
      ZXi Plus AMT Dual Tone₹ 10,50,504₹ 9,03,000
      VXi CNG₹ 8,90,207₹ 7,90,000
      ZXi CNG₹ 9,65,123₹ 8,58,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Swift LXi will be ₹ 10,976 but you will have to pay interest of ₹ 3,22,534 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 22,067, but your interest payment will be only ₹ 1,94,962 over the 3 years period.