Maruti Suzuki Swift Dzire [2015-2017] Car Loan EMI Calculator

₹ 11,347.
Here is how - Maruti Suzuki Swift Dzire [2015-2017] price starts from ₹ 6,31,671 in Mumbai. If you pay a down payment of ₹ 72,044 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 11,347.

The cheapest Swift Dzire [2015-2017] model is LXI which is priced at ₹ 6,31,671 in Mumbai. You will need to pay at least a ₹ 72,044 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Swift Dzire [2015-2017].

Version	On-road price in Mumbai	Max Loan
LXI	₹ 6,31,671	₹ 5,59,627
LXI (O)	₹ 6,58,528	₹ 5,85,209
VXI	₹ 7,14,346	₹ 6,35,125
ZXI	₹ 8,25,884	₹ 7,34,868
LDI	₹ 8,21,366	₹ 7,17,734
VDI	₹ 8,51,487	₹ 7,44,188
ZDI	₹ 9,64,979	₹ 8,43,861
VXI AT	₹ 8,09,399	₹ 7,20,126
VXI AT ABS	₹ 8,33,311	₹ 7,41,509
LXI ABS	₹ 6,34,613	₹ 5,63,823
LDI ABS	₹ 7,96,700	₹ 6,96,072
VXI ABS	₹ 7,38,256	₹ 6,56,507
VDi ABS	₹ 8,66,285	₹ 7,57,184
ZDI AMT	₹ 10,25,415	₹ 8,96,938

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Swift Dzire [2015-2017] LXI will be ₹ 9,845 but you will have to pay interest of ₹ 2,67,353 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 19,794, but your interest payment will be only ₹ 1,52,957 over the 3 years period.

₹ 11,347
Maruti Suzuki Swift Dzire [2015-2017] price starts from ₹ 6,31,671 in Mumbai.

We have considered
Down-payement : ₹ 72,044
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Swift Dzire [2015-2017] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 2,11,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Swift Dzire [2015-2017] starts from ₹ 6.32 Lakh, you can get a loan with an annual income as low as ₹ 2.11 lakh.

Here are the most important things you should consider while getting a car loan for a new Swift Dzire [2015-2017]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.