Interest Component | ₹1,80,860 (17.8%) |
Principal Component | ₹8,35,000 (82.2%) |
Total Payable over 5 Years | ₹ 10,15,860 |
Versions LXi |
City Mumbai |
On-Road Price | ₹11,49,615 |
Ex-Showroom Price | ₹8,35,000 |
Max Loan Amount | ₹8,35,000 |
Down Payment as per your Selection |
₹3,14,615 |
Loan Amount | ₹8,35,000 |
EMI Amount | ₹16,931 |
Interest Component | ₹1,80,860 (17.8%) |
Principal Component | ₹8,35,000 (82.2%) |
Total Payable over 5 Years | ₹ 10,15,860 |
This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.
Months | Principal Paid | Interest Paid | Balance Loan |
12 | ₹1,41,482 | ₹61,687 | ₹6,93,518 |
24 | ₹1,53,225 | ₹49,944 | ₹5,40,292 |
36 | ₹1,65,943 | ₹37,226 | ₹3,74,349 |
48 | ₹1,79,716 | ₹23,453 | ₹1,94,633 |
60 | ₹1,94,633 | ₹8,537 | ₹0 |
Maruti Suzuki Ertiga Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹3.15 Lakh
On-Road Price in Mumbai | Down Payment | EMI |
LDI ₹10,46,317 |
₹1,61,628 | ₹17,938 |
LXi ₹11,13,393 |
₹3,00,893 | ₹16,475 |
VDI ₹11,30,044 |
₹1,73,355 | ₹19,398 |
VDi 1.5 Diesel ₹11,62,884 |
₹1,76,195 | ₹20,006 |
VXi ₹12,20,956 |
₹3,28,456* | ₹18,097 |
ZDI ₹12,47,565 |
₹2,07,876 | ₹21,081 |
VXi CNG ₹12,48,186 |
₹2,60,686 | ₹20,023 |
ZDi 1.5 Diesel ₹12,80,806 |
₹2,11,117 | ₹21,689 |
ZDI + ₹13,08,308 |
₹2,18,308 | ₹22,101 |
ZXi ₹13,19,107 |
₹3,53,607* | ₹19,577 |
ZDi Plus 1.5 Diesel ₹13,41,016 |
₹2,20,327 | ₹22,724 |
VXi AT ₹14,04,460 |
₹3,91,960* | ₹20,530 |
ZXi Plus ₹14,06,507 |
₹3,92,507* | ₹20,560 |
ZXi AT ₹15,04,100 |
₹4,18,600* | ₹22,010 |
₹16,931.
Here is how - Maruti Suzuki Ertiga price starts from ₹11,49,615 in Mumbai. If you pay a down payment of ₹3,14,615 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹16,931.
The cheapest Ertiga model is LXi which is priced at ₹16,931 in Delhi.
You will need to pay at least a ₹1,68,404 to buy this model.
Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
Here is a model wise list of max loan amount for Ertiga.
Version | On-road price Mumbai | Max Loan |
LXi | 1149615 | 835000 |
VXi | 1302642 | 949000 |
VXi CNG | 1367127 | 1044000 |
ZXi | 1471694 | 1059000 |
VXi AT | 1526196 | 1099000 |
ZXi Plus | 1567073 | 1129000 |
ZXi CNG | 1508119 | 1154000 |
ZXi AT | 1676077 | 1209000 |
ZXi Plus AT | 1771455 | 1279000 |
Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
1. If you select a higher tenure loan, let's say 7 years, your EMI for Ertiga will be ₹13,014 but you will have to pay interest of ₹2,58,176 over the period of 7 years.
2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹40,079, but your interest payment will be only ₹1,63,844 over the period of 3 years period.
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