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        Maruti Suzuki Ertiga Car Loan EMI Calculator

        Maruti Suzuki Ertiga EMI starts at 17,215 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1.51 Lakh. Maruti Suzuki Ertiga price starts at ₹ 10.00 Lakh and goes up to ₹ 15.36 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

        Maruti Suzuki Ertiga
        Maruti SuzukiErtiga₹ 10.00 - 15.36 Lakh

        Version

        LXi (O)

        Right Arrow

        City

        Mumbai

        Right Arrow

        Adjust Ertiga Car Loan Parameters

        On-Road Price

        ₹ 9,99,685

        Ertiga LXi (O) EMI

        17,215 for 5 Years

        Down Payment
        Loan Tenure (Months)
        Bank Interest Rate
        %

        Maruti Suzuki Ertiga LXi (O) Car Loan EMI

        On-Road Price₹ 9,99,685
        Ex-Showroom Price₹ 849000
        Max Loan Amount₹ 849000
        Down Payment as per your Selectiont₹ 1,50,685
        Loan Amount₹ 8,49,000
        EMI Amount 17,215
        Interest Component1,83,900(17.8%)
        Principal Component8,49,000(82.2%)
        Total Payable over 5 Years10,32,900
        Note: This doesn't include bank processing fee.

        Maruti Suzuki Ertiga Loan Repayment Schedule

        This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

        MonthsPrincipal PaidInterest PaidBalance Loan
        12₹ 1,43,865₹ 62,715₹ 7,05,135
        24₹ 1,55,807₹ 50,773₹ 5,49,328
        36₹ 1,68,738₹ 37,842₹ 3,80,590
        48₹ 1,82,744₹ 23,836₹ 1,97,846
        60₹ 1,97,846₹ 8,668₹ 0

        Maruti Suzuki Ertiga EMI

        Maruti Suzuki Ertiga Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1,50,685

        On-Road Price in MumbaiMin Down PaymentEMI
        ZXi Plus

        ₹ 13,60,581

        ₹2,17,581₹23,176
        ZXi Plus AT

        ₹ 15,35,962

        ₹2,42,962₹26,217
        LXi (O)

        ₹ 9,99,685

        ₹1,50,685₹17,215
        VXi (O)

        ₹ 11,30,672

        ₹1,67,672₹19,526
        VXi (O) CNG

        ₹ 12,18,032

        ₹1,60,032₹21,452
        ZXi (O)

        ₹ 12,78,737

        ₹2,05,737₹21,757
        ZXi (O) CNG

        ₹ 13,42,156

        ₹1,74,156₹23,683

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        Explore more about Maruti Suzuki Ertiga

        Maruti Suzuki Ertiga
        Maruti Suzuki Ertiga
        ₹ 10.00 - 15.36 Lakh On-Road Price, Mumbai

        Ertiga EMI FAQs

        ₹ 17,215.
        Here is how - Maruti Suzuki Ertiga price starts from ₹ 9,99,685 in Mumbai. If you pay a down payment of ₹ 1,50,685 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 17,215.
        The cheapest Ertiga model is LXi (O) which is priced at ₹ 9,99,685 in Mumbai. You will need to pay at least a ₹ 1,50,685 down payment to buy this model.

        Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
        Here is a model wise list of max loan amount for Ertiga.
        VersionOn-road price in MumbaiMax Loan
        ZXi Plus₹ 13,60,581₹ 11,43,000
        ZXi Plus AT₹ 15,35,962₹ 12,93,000
        LXi (O)₹ 9,99,685₹ 8,49,000
        VXi (O)₹ 11,30,672₹ 9,63,000
        VXi (O) CNG₹ 12,18,032₹ 10,58,000
        ZXi (O)₹ 12,78,737₹ 10,73,000
        ZXi (O) CNG₹ 13,42,156₹ 11,68,000

        As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

        Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
        • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Ertiga LXi (O) will be ₹ 15,581 but you will have to pay interest of ₹ 4,59,804 over the period of 7 years.
        • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 31,326, but your interest payment will be only ₹ 2,78,736 over the 3 years period.