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Maruti Suzuki Ertiga Car Loan EMI Calculator

Maruti Suzuki Ertiga
Maruti Suzuki Ertiga 11.5 - 17.71 Lakh
Versions LXi
City Mumbai

Adjust Ertiga Car Loan Parameters

16,931 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate

Maruti Suzuki Ertiga LXi Car Loan EMI

On-Road Price ₹11,49,615
Ex-Showroom Price ₹8,35,000
Max Loan Amount ₹8,35,000
Down Payment as per
your Selection
Loan Amount 8,35,000
EMI Amount 16,931
Interest Component 1,80,860 (17.8%)
Principal Component 8,35,000 (82.2%)
Total Payable over 5 Years 10,15,860
Note: This doesn't include bank processing fee.

Maruti Suzuki Ertiga Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹1,41,482 ₹61,687 ₹6,93,518
24 ₹1,53,225 ₹49,944 ₹5,40,292
36 ₹1,65,943 ₹37,226 ₹3,74,349
48 ₹1,79,716 ₹23,453 ₹1,94,633
60 ₹1,94,633 ₹8,537 ₹0

Maruti Suzuki Ertiga EMI

Maruti Suzuki Ertiga Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹3.15 Lakh

On-Road Price in Mumbai Down Payment EMI
1,61,628 17,938
3,00,893 16,475
1,73,355 19,398
VDi 1.5 Diesel
1,76,195 20,006
3,28,456* 18,097
2,07,876 21,081
2,60,686 20,023
ZDi 1.5 Diesel
2,11,117 21,689
2,18,308 22,101
3,53,607* 19,577
ZDi Plus 1.5 Diesel
2,20,327 22,724
3,91,960* 20,530
ZXi Plus
3,92,507* 20,560
4,18,600* 22,010



Here is how - Maruti Suzuki Ertiga price starts from ₹11,49,615 in Mumbai. If you pay a down payment of ₹3,14,615 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹16,931.

The cheapest Ertiga model is LXi which is priced at ₹16,931 in Delhi.

You will need to pay at least a ₹1,68,404 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Ertiga.

VersionOn-road price MumbaiMax Loan
VXi CNG13671271044000
VXi AT15261961099000
ZXi Plus15670731129000
ZXi CNG15081191154000
ZXi AT16760771209000
ZXi Plus AT17714551279000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for Ertiga will be ₹13,014 but you will have to pay interest of ₹2,58,176 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹40,079, but your interest payment will be only ₹1,63,844 over the period of 3 years period.


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