Interest Component | ₹1,21,400 (17.8%) |
Principal Component | ₹5,60,440 (82.2%) |
Total Payable over 5 Years | ₹ 6,81,840 |
Versions LXi Special Edition |
City Mumbai |
On-Road Price | ₹6,56,493 |
Ex-Showroom Price | ₹5,60,440 |
Max Loan Amount | ₹5,60,440 |
Down Payment as per your Selection |
₹96,053 |
Loan Amount | ₹5,60,440 |
EMI Amount | ₹11,364 |
Interest Component | ₹1,21,400 (17.8%) |
Principal Component | ₹5,60,440 (82.2%) |
Total Payable over 5 Years | ₹ 6,81,840 |
This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.
Months | Principal Paid | Interest Paid | Balance Loan |
12 | ₹94,961 | ₹41,403 | ₹4,65,479 |
24 | ₹1,02,843 | ₹33,522 | ₹3,62,636 |
36 | ₹1,11,379 | ₹24,986 | ₹2,51,258 |
48 | ₹1,20,623 | ₹15,741 | ₹1,30,635 |
60 | ₹1,30,635 | ₹5,730 | ₹0 |
Maruti Suzuki Dzire Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹0.96 Lakh
On-Road Price in Mumbai | Down Payment | EMI |
LXi Special Edition ₹6,56,493 |
₹96,053 | ₹11,364 |
LDi Special Edition ₹7,81,181 |
₹1,23,211* | ₹13,341 |
LDI ₹7,91,374 |
₹1,24,752* | ₹13,517 |
LXi ₹8,64,180 |
₹2,40,180* | ₹12,652 |
VDI ₹8,97,070 |
₹1,39,447* | ₹15,362 |
VDI AMT ₹9,52,160 |
₹1,47,537* | ₹16,315 |
ZDI ₹9,66,097 |
₹1,49,474* | ₹16,558 |
VXi ₹10,04,073 |
₹2,76,073* | ₹14,761 |
ZDI AMT ₹10,20,106 |
₹1,56,983* | ₹17,501 |
VXi CNG ₹10,50,899 |
₹2,27,899* | ₹16,687 |
ZDI Plus ₹10,69,550 |
₹1,63,427* | ₹18,373 |
VXi AGS ₹10,71,328 |
₹2,93,328* | ₹15,775 |
ZXi ₹10,95,540 |
₹2,99,540* | ₹16,140 |
ZDI Plus AMT ₹11,24,059 |
₹1,71,436* | ₹19,316 |
ZXi CNG ₹11,35,431 |
₹2,44,431* | ₹18,066 |
ZXi AGS ₹11,65,796 |
₹3,19,796* | ₹17,154 |
ZXi Plus ₹11,94,717 |
₹3,27,217* | ₹17,590 |
ZXi Plus AGS ₹12,61,973 |
₹3,44,473* | ₹18,604 |
₹11,364.
Here is how - Maruti Suzuki Dzire price starts from ₹6,56,493 in Mumbai. If you pay a down payment of ₹96,053 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹11,364.
The cheapest Dzire model is LXi Special Edition which is priced at ₹11,544 in Delhi.
You will need to pay at least a ₹51,324 to buy this model.
Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
Here is a model wise list of max loan amount for Dzire.
Version | On-road price Mumbai | Max Loan |
LXi Special Edition | 656493 | 560440 |
LXi | 864180 | 624000 |
LDI | 791374 | 666622 |
LDi Special Edition | 781181 | 657970 |
VXi | 1004073 | 728000 |
VDI | 897070 | 757623 |
VXi AGS | 1071328 | 778000 |
ZXi | 1095540 | 796000 |
VDI AMT | 952160 | 804623 |
ZDI | 966097 | 816623 |
VXi CNG | 1050899 | 823000 |
ZXi AGS | 1165796 | 846000 |
ZDI AMT | 1020106 | 863123 |
ZXi Plus | 1194717 | 867500 |
ZXi CNG | 1135431 | 891000 |
ZDI Plus | 1069550 | 906123 |
ZXi Plus AGS | 1261973 | 917500 |
ZDI Plus AMT | 1124059 | 952623 |
Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
1. If you select a higher tenure loan, let's say 7 years, your EMI for Dzire will be ₹8,735 but you will have to pay interest of ₹1,73,300 over the period of 7 years.
2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹29,852, but your interest payment will be only ₹1,22,049 over the period of 3 years period.
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