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        Maruti Suzuki Ciaz Car Loan EMI Calculator

        Maruti Suzuki Ciaz EMI starts at 18,239 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1.40 Lakh. Maruti Suzuki Ciaz price starts at ₹ 10.39 Lakh and goes up to ₹ 14.03 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

        Maruti Suzuki Ciaz
        Maruti SuzukiCiaz₹ 10.39 - 14.03 Lakh

        Version

        Sigma 1.5

        Right Arrow

        City

        Mumbai

        Right Arrow

        Adjust Ciaz Car Loan Parameters

        On-Road Price

        ₹ 10,39,048

        Ciaz Sigma 1.5 EMI

        18,239 for 5 Years

        Down Payment
        Loan Tenure (Months)
        Bank Interest Rate
        %

        Maruti Suzuki Ciaz Sigma 1.5 Car Loan EMI

        On-Road Price₹ 10,39,048
        Ex-Showroom Price₹ 899500
        Max Loan Amount₹ 899500
        Down Payment as per your Selectiont₹ 1,39,548
        Loan Amount₹ 8,99,500
        EMI Amount 18,239
        Interest Component1,94,840(17.8%)
        Principal Component8,99,500(82.2%)
        Total Payable over 5 Years10,94,340
        Note: This doesn't include bank processing fee.

        Maruti Suzuki Ciaz Loan Repayment Schedule

        This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

        MonthsPrincipal PaidInterest PaidBalance Loan
        12₹ 1,52,422₹ 66,446₹ 7,47,078
        24₹ 1,65,072₹ 53,796₹ 5,82,006
        36₹ 1,78,773₹ 40,095₹ 4,03,233
        48₹ 1,93,612₹ 25,256₹ 2,09,621
        60₹ 2,09,621₹ 9,186₹ 0

        Maruti Suzuki Ciaz EMI

        Maruti Suzuki Ciaz Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1,39,548

        On-Road Price in MumbaiMin Down PaymentEMI
        S 1.5 MT

        ₹ 12,76,815

        ₹1,87,315₹22,091
        Sigma 1.5

        ₹ 10,39,048

        ₹1,39,548₹18,239
        Delta 1.5

        ₹ 11,11,650

        ₹1,48,150₹19,536
        Zeta 1.5

        ₹ 11,51,922

        ₹1,52,922₹20,256
        Alpha 1.5

        ₹ 12,64,111

        ₹1,85,611₹21,868
        Delta 1.5 AT

        ₹ 12,69,885

        ₹1,86,385₹21,969
        Zeta 1.5 AT

        ₹ 13,10,882

        ₹1,91,882₹22,689
        Alpha 1.5 AT

        ₹ 14,02,688

        ₹2,04,188₹24,301

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        Explore more about Maruti Suzuki Ciaz

        Maruti Suzuki Ciaz
        Maruti Suzuki Ciaz
        ₹ 10.39 - 14.03 Lakh On-Road Price, Mumbai

        Ciaz EMI FAQs

        ₹ 18,239.
        Here is how - Maruti Suzuki Ciaz price starts from ₹ 10,39,048 in Mumbai. If you pay a down payment of ₹ 1,39,548 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 18,239.
        The cheapest Ciaz model is Sigma 1.5 which is priced at ₹ 10,39,048 in Mumbai. You will need to pay at least a ₹ 1,39,548 down payment to buy this model.

        Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
        Here is a model wise list of max loan amount for Ciaz.
        VersionOn-road price in MumbaiMax Loan
        S 1.5 MT₹ 12,76,815₹ 10,89,500
        Sigma 1.5₹ 10,39,048₹ 8,99,500
        Delta 1.5₹ 11,11,650₹ 9,63,500
        Zeta 1.5₹ 11,51,922₹ 9,99,000
        Alpha 1.5₹ 12,64,111₹ 10,78,500
        Delta 1.5 AT₹ 12,69,885₹ 10,83,500
        Zeta 1.5 AT₹ 13,10,882₹ 11,19,000
        Alpha 1.5 AT₹ 14,02,688₹ 11,98,500

        As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

        Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
        • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Ciaz Sigma 1.5 will be ₹ 16,195 but you will have to pay interest of ₹ 4,60,880 over the period of 7 years.
        • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 32,560, but your interest payment will be only ₹ 2,72,660 over the 3 years period.