Maruti Suzuki Brezza Car Loan EMI Calculator

₹ 16,911.
Here is how - Maruti Suzuki Brezza price starts from ₹ 9,72,459 in Mumbai. If you pay a down payment of ₹ 1,38,459 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 16,911.

The cheapest Brezza model is LXi which is priced at ₹ 9,72,459 in Mumbai. You will need to pay at least a ₹ 1,38,459 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Brezza.

Version	On-road price in Mumbai	Max Loan
LXi	₹ 9,72,459	₹ 8,34,000
VXi	₹ 11,26,963	₹ 9,69,500
ZXi	₹ 13,15,040	₹ 11,14,500
Vxi AT	₹ 13,09,237	₹ 11,09,500
Zxi Dual Tone	₹ 13,33,611	₹ 11,30,500
ZXi Plus	₹ 14,81,594	₹ 12,58,000
ZXi AT	₹ 14,77,532	₹ 12,54,500
Zxi Plus Dual Tone	₹ 15,00,165	₹ 12,74,000
Zxi AT Dual Tone	₹ 14,96,102	₹ 12,70,500
ZXi Plus AT	₹ 16,44,085	₹ 13,98,000
Zxi Plus AT Dual Tone	₹ 16,62,657	₹ 14,14,000
LXi S-CNG	₹ 10,43,079	₹ 9,29,000
VXi S-CNG	₹ 12,13,815	₹ 10,64,500
ZXi S-CNG	₹ 13,76,238	₹ 12,09,500
ZXi S-CNG Dual Tone	₹ 13,94,160	₹ 12,25,500

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Brezza LXi will be ₹ 15,157 but you will have to pay interest of ₹ 4,39,188 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 30,473, but your interest payment will be only ₹ 2,63,028 over the 3 years period.

₹ 16,911
Maruti Suzuki Brezza price starts from ₹ 9,72,459 in Mumbai.

We have considered
Down-payement : ₹ 1,38,459
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Brezza with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 3,25,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Brezza starts from ₹ 9.72 Lakh, you can get a loan with an annual income as low as ₹ 3.25 lakh.

Here are the most important things you should consider while getting a car loan for a new Brezza

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.