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      Mahindra XUV400 Car Loan EMI Calculator

      Mahindra XUV400 EMI starts at 31,408 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 0.99 Lakh. Mahindra XUV400 price starts at ₹ 16.48 Lakh and goes up to ₹ 18.78 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Mahindra XUV400
      MahindraXUV400₹ 16.48 - 18.78 Lakh

      Variant

      EC Pro 34.5 KWH

      Right Arrow

      City

      Mumbai

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      Adjust XUV400 Car Loan Parameters

      On-Road Price

      ₹ 16,48,073

      XUV400 EC Pro 34.5 KWH EMI

      31,408 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      Mahindra XUV400 EC Pro 34.5 KWH Car Loan EMI

      On-Road Price₹ 16,48,073
      Ex-Showroom Price₹ 1549000
      Max Loan Amount₹ 1549000
      Down Payment as per your Selectiont₹ 99,073
      Loan Amount₹ 15,49,000
      EMI Amount 31,408
      Interest Component3,35,480(17.8%)
      Principal Component15,49,000(82.2%)
      Total Payable over 5 Years18,84,480
      Note: This doesn't include bank processing fee.

      Mahindra XUV400 Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 2,62,467₹ 1,14,429₹ 12,86,533
      24₹ 2,84,253₹ 92,643₹ 10,02,280
      36₹ 3,07,844₹ 69,052₹ 6,94,436
      48₹ 3,33,395₹ 43,501₹ 3,61,041
      60₹ 3,61,041₹ 15,828₹ 0

      Mahindra XUV400 EMI

      Mahindra XUV400 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 99,073

      On-Road Price in MumbaiMin Down PaymentEMI
      EC Pro 34.5 KWH

      ₹ 16,48,073

      ₹99,073₹31,408
      EL Pro 34.5 KWH

      ₹ 17,78,923

      ₹1,04,923₹33,943
      EL Pro 39.4 KWH

      ₹ 18,57,433

      ₹1,08,433₹35,463
      EL Pro 39.4 KWH Dual Tone

      ₹ 18,78,369

      ₹1,09,369₹35,869
      EL Pro 34.5 KWH Dual Tone

      ₹ 17,99,859

      ₹1,05,859₹34,348

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      Explore more about Mahindra XUV400

      Mahindra XUV400
      Mahindra XUV400
      ₹ 16.48 - 18.78 LakhOn-Road Price, Mumbai

      XUV400 EMI FAQs

      ₹ 31,408.
      Here is how - Mahindra XUV400 price starts from ₹ 16,48,073 in Mumbai. If you pay a down payment of ₹ 99,073 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 31,408.
      The cheapest XUV400 model is EC Pro 34.5 KWH which is priced at ₹ 16,48,073 in Mumbai. You will need to pay at least a ₹ 99,073 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for XUV400.
      VersionOn-road price in MumbaiMax Loan
      EC Pro 34.5 KWH₹ 16,48,073₹ 15,49,000
      EL Pro 34.5 KWH₹ 17,78,923₹ 16,74,000
      EL Pro 39.4 KWH₹ 18,57,433₹ 17,49,000
      EL Pro 39.4 KWH Dual Tone₹ 18,78,369₹ 17,69,000
      EL Pro 34.5 KWH Dual Tone₹ 17,99,859₹ 16,94,000

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for XUV400 EC Pro 34.5 KWH will be ₹ 25,687 but you will have to pay interest of ₹ 6,08,708 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 51,645, but your interest payment will be only ₹ 3,10,220 over the 3 years period.