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        Kia Seltos [2019-2022] Car Loan EMI Calculator

        Kia Seltos [2019-2022] EMI starts at 20,053 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1.59 Lakh. Kia Seltos [2019-2022] price starts at ₹ 11.45 Lakh and goes up to ₹ 22.23 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

        Kia Seltos [2019-2022]
        KiaSeltos [2019-2022]₹ 11.45 - 22.23 Lakh

        Version

        HTE 1.5 [2019-2020]

        Right Arrow

        City

        Mumbai

        Right Arrow

        Adjust Seltos [2019-2022] Car Loan Parameters

        On-Road Price

        ₹ 11,48,428

        Seltos [2019-2022] HTE 1.5 [2019-2020] EMI

        20,053 for 5 Years

        Down Payment
        Loan Tenure (Months)
        Bank Interest Rate
        %

        Kia Seltos [2019-2022] HTE 1.5 [2019-2020] Car Loan EMI

        On-Road Price₹ 11,48,428
        Ex-Showroom Price₹ 989000
        Max Loan Amount₹ 989000
        Down Payment as per your Selectiont₹ 1,59,428
        Loan Amount₹ 9,89,000
        EMI Amount 20,053
        Interest Component2,14,180(17.8%)
        Principal Component9,89,000(82.2%)
        Total Payable over 5 Years12,03,180
        Note: This doesn't include bank processing fee.

        Kia Seltos [2019-2022] Loan Repayment Schedule

        This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

        MonthsPrincipal PaidInterest PaidBalance Loan
        12₹ 1,67,579₹ 73,057₹ 8,21,421
        24₹ 1,81,487₹ 59,149₹ 6,39,934
        36₹ 1,96,549₹ 44,087₹ 4,43,385
        48₹ 2,12,864₹ 27,772₹ 2,30,521
        60₹ 2,30,521₹ 10,105₹ 0

        Kia Seltos [2019-2022] EMI

        Kia Seltos [2019-2022] Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 1,59,428

        On-Road Price in MumbaiMin Down PaymentEMI
        HTE 1.5 [2019-2020]

        ₹ 11,48,428

        ₹1,59,428₹20,053
        HTK 1.5 [2019-2020]

        ₹ 12,12,375

        ₹1,83,375₹20,864
        HTK Plus 1.5 [2019-2020]

        ₹ 13,51,697

        ₹2,02,697₹23,298
        HTX 1.5 [2019-2020]

        ₹ 15,37,462

        ₹2,28,462₹26,542
        HTX IVT 1.5 [2019-2020]

        ₹ 16,53,565

        ₹2,44,565₹28,569
        GTK 1.4 [2019-2020]

        ₹ 16,18,734

        ₹2,39,734₹27,961
        GTX Plus 1.4 [2019-2020]

        ₹ 19,08,990

        ₹2,79,990₹33,030
        GTX AT 1.4 [2019-2020]

        ₹ 19,08,990

        ₹2,79,990₹33,030
        HTE 1.5 Diesel [2019-2020]

        ₹ 12,39,273

        ₹2,05,273₹20,966
        HTK 1.5 Diesel [2019-2020]

        ₹ 13,81,045

        ₹2,27,045₹23,399
        HTK Plus 1.5 Diesel [2019-2020]

        ₹ 14,99,186

        ₹2,45,186₹25,427
        HTX 1.5 Diesel [2019-2020]

        ₹ 16,88,214

        ₹2,74,214₹28,671
        HTX Plus 1.5 Diesel [2019-2020]

        ₹ 18,29,984

        ₹2,95,984₹31,104
        HTK Plus AT 1.5 Diesel [2019-2020]

        ₹ 16,17,329

        ₹2,63,329₹27,454
        GTX 1.4 [2019-2020]

        ₹ 17,92,887

        ₹2,63,887₹31,003
        HTX Plus AT 1.5 Diesel [2019-2020]

        ₹ 19,48,128

        ₹3,14,128₹33,132
        HTX 1.5 Dual Tone [2019-2020]

        ₹ 15,60,683

        ₹2,31,683₹26,947
        HTX IVT 1.5 Dual Tone [2019-2020]

        ₹ 16,76,785

        ₹2,47,785₹28,975
        GTK 1.4 Dual Tone [2019-2020]

        ₹ 16,41,954

        ₹2,42,954₹28,367
        GTX 1.4 Dual Tone [2019-2020]

        ₹ 18,16,108

        ₹2,67,108₹31,408
        GTX AT 1.4 Dual Tone [2019-2020]

        ₹ 19,32,209

        ₹2,83,209₹33,436
        HTX 1.5 Diesel Dual Tone [2019-2020]

        ₹ 17,11,842

        ₹2,77,842₹29,076
        GTX Plus AT 1.4 [2019-2020]

        ₹ 20,25,092

        ₹2,96,092₹35,058
        GTX Plus AT 1.5 Diesel [2019-2020]

        ₹ 20,66,270

        ₹3,32,270₹35,159
        HTE 1.5 [2020-2021]

        ₹ 11,44,963

        ₹1,55,963₹20,053
        HTX 1.5 [2020-2021]

        ₹ 15,78,556

        ₹2,33,556₹27,272
        HTK Plus 1.5 [2020-2021]

        ₹ 13,74,072

        ₹2,05,072₹23,703
        HTK 1.5 [2020-2021]

        ₹ 12,46,270

        ₹1,87,270₹21,473
        HTX 1.5 Dual Tone

        ₹ 0

        ₹0₹0
        HTX CVT 1.5 Dual Tone

        ₹ 0

        ₹0₹0
        HTX CVT 1.5 [2020-2021]

        ₹ 16,94,740

        ₹2,49,740₹29,299
        GTX Plus DCT 1.4 [2020-2021]

        ₹ 20,24,704

        ₹2,95,704₹35,058
        GTX AT 1.4 Dual Tone

        ₹ 0

        ₹0₹0
        GTX 1.4 Dual Tone

        ₹ 0

        ₹0₹0
        GTK 1.4 Dual Tone

        ₹ 0

        ₹0₹0
        GTX 1.4

        ₹ 18,34,161

        ₹2,69,161₹31,733
        GTX AT 1.4

        ₹ 0

        ₹0₹0
        GTX Plus 1.4 [2020-2021]

        ₹ 19,31,756

        ₹2,82,756₹33,436
        GTK 1.4

        ₹ 0

        ₹0₹0
        HTX Plus 1.5 Diesel [2020-2021]

        ₹ 18,58,994

        ₹2,99,994₹31,611
        GTX Plus AT 1.5 Diesel [2020-2021]

        ₹ 20,78,891

        ₹3,33,891₹35,382
        HTX 1.5 Diesel Dual Tone

        ₹ 0

        ₹0₹0
        HTX Plus AT 1.5 Diesel

        ₹ 19,77,218

        ₹3,18,218₹33,639
        HTK Plus AT 1.5 Diesel [2020-2021]

        ₹ 16,46,190

        ₹2,67,190₹27,961
        HTX 1.5 Diesel [2020-2021]

        ₹ 17,36,041

        ₹2,81,041₹29,502
        HTK Plus 1.5 Diesel [2020-2021]

        ₹ 15,27,966

        ₹2,48,966₹25,934
        HTK 1.5 Diesel [2020-2021]

        ₹ 13,97,919

        ₹2,28,919₹23,703
        HTE 1.5 Diesel [2020-2021]

        ₹ 12,38,999

        ₹2,03,999₹20,986
        GTX Plus 1.4 Dual Tone

        ₹ 20,33,445

        ₹3,18,445₹34,774
        GTX Plus 1.4 DCT Dual Tone

        ₹ 21,38,674

        ₹3,33,674₹36,599
        GTX Plus 1.5 Diesel AT Dual Tone

        ₹ 22,11,184

        ₹3,76,184₹37,207
        HTX Plus 1.5 Diesel AT Dual Tone

        ₹ 21,75,496

        ₹3,70,496₹36,599
        HTX Plus 1.5 Diesel Dual Tone

        ₹ 20,01,813

        ₹3,42,813₹33,639
        Anniversary Edition 1.5

        ₹ 16,68,081

        ₹2,62,081₹28,509
        Anniversary Edition 1.5 CVT

        ₹ 17,89,082

        ₹2,83,082₹30,536
        Anniversary Edition 1.5 Diesel

        ₹ 18,31,700

        ₹3,15,700₹30,739
        HTE 1.5

        ₹ 12,15,600

        ₹1,96,600₹20,662
        HTK 1.5

        ₹ 13,39,536

        ₹2,14,536₹22,811
        HTK Plus 1.5

        ₹ 14,68,148

        ₹2,33,148₹25,041
        HTK Plus 1.5 iMT

        ₹ 15,14,916

        ₹2,39,916₹25,852
        HTX 1.5

        ₹ 16,78,605

        ₹2,63,605₹28,691
        HTX 1.5 CVT

        ₹ 17,99,605

        ₹2,84,605₹30,719
        GTX (O) 1.4

        ₹ 18,81,449

        ₹2,96,449₹32,138
        GTX Plus 1.4

        ₹ 20,10,061

        ₹3,15,061₹34,368
        GTX Plus 1.4 DCT

        ₹ 21,15,289

        ₹3,30,289₹36,193
        HTE 1.5 Diesel

        ₹ 13,43,452

        ₹2,34,452₹22,487
        HTK 1.5 Diesel

        ₹ 14,98,100

        ₹2,59,100₹25,122
        HTK Plus 1.5 Diesel

        ₹ 16,28,957

        ₹2,79,957₹27,353
        HTK Plus 1.5 Diesel AT

        ₹ 17,47,917

        ₹2,98,917₹29,380
        HTX 1.5 Diesel

        ₹ 18,47,165

        ₹3,18,165₹31,003
        HTX Plus 1.5 Diesel

        ₹ 19,78,021

        ₹3,39,021₹33,233
        GTX Plus 1.5 Diesel AT

        ₹ 21,87,392

        ₹3,72,392₹36,802
        X Line 1.4 DCT

        ₹ 21,50,366

        ₹3,35,366₹36,802
        X Line 1.5 Diesel AT

        ₹ 22,23,080

        ₹3,78,080₹37,410
        HTX Plus 1.5 Diesel AT

        ₹ 20,25,605

        ₹3,46,605₹34,044

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        Explore more about Kia Seltos [2019-2022]

        Kia Seltos [2019-2022]
        Kia Seltos [2019-2022]
        ₹ 11.45 - 22.23 Lakh On-Road Price, Mumbai

        Seltos [2019-2022] EMI FAQs

        ₹ 20,053.
        Here is how - Kia Seltos [2019-2022] price starts from ₹ 11,48,428 in Mumbai. If you pay a down payment of ₹ 1,59,428 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 20,053.
        The cheapest Seltos [2019-2022] model is HTE 1.5 [2019-2020] which is priced at ₹ 11,48,428 in Mumbai. You will need to pay at least a ₹ 1,59,428 down payment to buy this model.

        Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
        Here is a model wise list of max loan amount for Seltos [2019-2022].
        VersionOn-road price in MumbaiMax Loan
        HTE 1.5 [2019-2020]₹ 11,48,428₹ 9,89,000
        HTK 1.5 [2019-2020]₹ 12,12,375₹ 10,29,000
        HTK Plus 1.5 [2019-2020]₹ 13,51,697₹ 11,49,000
        HTX 1.5 [2019-2020]₹ 15,37,462₹ 13,09,000
        HTX IVT 1.5 [2019-2020]₹ 16,53,565₹ 14,09,000
        GTK 1.4 [2019-2020]₹ 16,18,734₹ 13,79,000
        GTX Plus 1.4 [2019-2020]₹ 19,08,990₹ 16,29,000
        GTX AT 1.4 [2019-2020]₹ 19,08,990₹ 16,29,000
        HTE 1.5 Diesel [2019-2020]₹ 12,39,273₹ 10,34,000
        HTK 1.5 Diesel [2019-2020]₹ 13,81,045₹ 11,54,000
        HTK Plus 1.5 Diesel [2019-2020]₹ 14,99,186₹ 12,54,000
        HTX 1.5 Diesel [2019-2020]₹ 16,88,214₹ 14,14,000
        HTX Plus 1.5 Diesel [2019-2020]₹ 18,29,984₹ 15,34,000
        HTK Plus AT 1.5 Diesel [2019-2020]₹ 16,17,329₹ 13,54,000
        GTX 1.4 [2019-2020]₹ 17,92,887₹ 15,29,000
        HTX Plus AT 1.5 Diesel [2019-2020]₹ 19,48,128₹ 16,34,000
        HTX 1.5 Dual Tone [2019-2020]₹ 15,60,683₹ 13,29,000
        HTX IVT 1.5 Dual Tone [2019-2020]₹ 16,76,785₹ 14,29,000
        GTK 1.4 Dual Tone [2019-2020]₹ 16,41,954₹ 13,99,000
        GTX 1.4 Dual Tone [2019-2020]₹ 18,16,108₹ 15,49,000
        GTX AT 1.4 Dual Tone [2019-2020]₹ 19,32,209₹ 16,49,000
        HTX 1.5 Diesel Dual Tone [2019-2020]₹ 17,11,842₹ 14,34,000
        GTX Plus AT 1.4 [2019-2020]₹ 20,25,092₹ 17,29,000
        GTX Plus AT 1.5 Diesel [2019-2020]₹ 20,66,270₹ 17,34,000
        HTE 1.5 [2020-2021]₹ 11,44,963₹ 9,89,000
        HTX 1.5 [2020-2021]₹ 15,78,556₹ 13,45,000
        HTK Plus 1.5 [2020-2021]₹ 13,74,072₹ 11,69,000
        HTK 1.5 [2020-2021]₹ 12,46,270₹ 10,59,000
        HTX CVT 1.5 [2020-2021]₹ 16,94,740₹ 14,45,000
        GTX Plus DCT 1.4 [2020-2021]₹ 20,24,704₹ 17,29,000
        GTX 1.4₹ 18,34,161₹ 15,65,000
        GTX Plus 1.4 [2020-2021]₹ 19,31,756₹ 16,49,000
        HTX Plus 1.5 Diesel [2020-2021]₹ 18,58,994₹ 15,59,000
        GTX Plus AT 1.5 Diesel [2020-2021]₹ 20,78,891₹ 17,45,000
        HTX Plus AT 1.5 Diesel₹ 19,77,218₹ 16,59,000
        HTK Plus AT 1.5 Diesel [2020-2021]₹ 16,46,190₹ 13,79,000
        HTX 1.5 Diesel [2020-2021]₹ 17,36,041₹ 14,55,000
        HTK Plus 1.5 Diesel [2020-2021]₹ 15,27,966₹ 12,79,000
        HTK 1.5 Diesel [2020-2021]₹ 13,97,919₹ 11,69,000
        HTE 1.5 Diesel [2020-2021]₹ 12,38,999₹ 10,35,000
        GTX Plus 1.4 Dual Tone₹ 20,33,445₹ 17,15,000
        GTX Plus 1.4 DCT Dual Tone₹ 21,38,674₹ 18,05,000
        GTX Plus 1.5 Diesel AT Dual Tone₹ 22,11,184₹ 18,35,000
        HTX Plus 1.5 Diesel AT Dual Tone₹ 21,75,496₹ 18,05,000
        HTX Plus 1.5 Diesel Dual Tone₹ 20,01,813₹ 16,59,000
        Anniversary Edition 1.5₹ 16,68,081₹ 14,06,000
        Anniversary Edition 1.5 CVT₹ 17,89,082₹ 15,06,000
        Anniversary Edition 1.5 Diesel₹ 18,31,700₹ 15,16,000
        HTE 1.5₹ 12,15,600₹ 10,19,000
        HTK 1.5₹ 13,39,536₹ 11,25,000
        HTK Plus 1.5₹ 14,68,148₹ 12,35,000
        HTK Plus 1.5 iMT₹ 15,14,916₹ 12,75,000
        HTX 1.5₹ 16,78,605₹ 14,15,000
        HTX 1.5 CVT₹ 17,99,605₹ 15,15,000
        GTX (O) 1.4₹ 18,81,449₹ 15,85,000
        GTX Plus 1.4₹ 20,10,061₹ 16,95,000
        GTX Plus 1.4 DCT₹ 21,15,289₹ 17,85,000
        HTE 1.5 Diesel₹ 13,43,452₹ 11,09,000
        HTK 1.5 Diesel₹ 14,98,100₹ 12,39,000
        HTK Plus 1.5 Diesel₹ 16,28,957₹ 13,49,000
        HTK Plus 1.5 Diesel AT₹ 17,47,917₹ 14,49,000
        HTX 1.5 Diesel₹ 18,47,165₹ 15,29,000
        HTX Plus 1.5 Diesel₹ 19,78,021₹ 16,39,000
        GTX Plus 1.5 Diesel AT₹ 21,87,392₹ 18,15,000
        X Line 1.4 DCT₹ 21,50,366₹ 18,15,000
        X Line 1.5 Diesel AT₹ 22,23,080₹ 18,45,000
        HTX Plus 1.5 Diesel AT₹ 20,25,605₹ 16,79,000

        As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

        Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
        • 1. If you select a higher tenure loan, let's say 7 years, your EMI for Seltos [2019-2022] HTE 1.5 [2019-2020] will be ₹ 17,900 but you will have to pay interest of ₹ 5,14,600 over the period of 7 years.
        • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 35,988, but your interest payment will be only ₹ 3,06,568 over the 3 years period.