Jaguar XF Car Loan EMI Calculator

₹ 1,00,917.
Here is how - Jaguar XF price starts from ₹ 60,60,030 in Mumbai. If you pay a down payment of ₹ 10,82,950 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 1,00,917.

The cheapest XF model is Pure Diesel which is priced at ₹ 60,60,030 in Mumbai. You will need to pay at least a ₹ 10,82,950 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for XF.

Version	On-road price in Mumbai	Max Loan
Pure Diesel CBU	₹ 65,46,637	₹ 52,40,469
Prestige Diesel CBU	₹ 74,95,873	₹ 60,07,680
Portfolio Diesel CBU	₹ 81,89,449	₹ 65,68,257
Prestige Petrol CBU	₹ 74,63,155	₹ 59,81,237
Portfolio Petrol CBU	₹ 81,56,734	₹ 65,41,815
Pure Diesel	₹ 60,60,030	₹ 49,77,080
Prestige Diesel	₹ 67,01,693	₹ 55,06,622
Portfolio Diesel	₹ 74,67,734	₹ 61,38,811
Prestige Petrol [2017-2020]	₹ 65,05,614	₹ 54,36,329
Portfolio Petrol	₹ 72,64,632	₹ 60,73,446
2.0 Prestige Petrol	₹ 66,76,535	₹ 55,67,000
R-Dynamic S P250	₹ 86,15,713	₹ 71,60,000
R-Dynamic S D200	₹ 92,93,649	₹ 76,00,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for XF Pure Diesel will be ₹ 94,453 but you will have to pay interest of ₹ 29,56,972 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 1,89,899, but your interest payment will be only ₹ 18,59,284 over the 3 years period.

₹ 1,00,917
Jaguar XF price starts from ₹ 60,60,030 in Mumbai.

We have considered
Down-payement : ₹ 10,82,950
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy XF with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 20,21,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of XF starts from ₹ 60.60 Lakh, you can get a loan with an annual income as low as ₹ 20.21 lakh.

Here are the most important things you should consider while getting a car loan for a new XF

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.