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      Honda City Car Loan EMI Calculator

      Honda City EMI starts at 23,947 per month calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 2.06 Lakh. Honda City price starts at ₹ 13.87 Lakh and goes up to ₹ 19.06 Lakh. CarTrade Car Loan EMI calculator helps you with detailed breakup of EMI and other charges.

      Honda City
      HondaCity₹ 13.87 - 19.06 Lakh

      Variant

      SV Petrol MT

      Right Arrow

      City

      Mumbai

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      Adjust City Car Loan Parameters

      On-Road Price

      ₹ 13,86,918

      City SV Petrol MT EMI

      23,947 for 5 Years

      Down Payment
      Loan Tenure (Months)
      Bank Interest Rate
      %

      Honda City SV Petrol MT Car Loan EMI

      On-Road Price₹ 13,86,918
      Ex-Showroom Price₹ 1181050
      Max Loan Amount₹ 1181050
      Down Payment as per your Selectiont₹ 2,05,868
      Loan Amount₹ 11,81,050
      EMI Amount 23,947
      Interest Component2,55,770(17.8%)
      Principal Component11,81,050(82.2%)
      Total Payable over 5 Years14,36,820
      Note: This doesn't include bank processing fee.

      Honda City Loan Repayment Schedule

      This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

      MonthsPrincipal PaidInterest PaidBalance Loan
      12₹ 2,00,118₹ 87,246₹ 9,80,932
      24₹ 2,16,728₹ 70,636₹ 7,64,204
      36₹ 2,34,716₹ 52,648₹ 5,29,488
      48₹ 2,54,199₹ 33,165₹ 2,75,289
      60₹ 2,75,289₹ 12,069₹ 0

      Honda City EMI

      Honda City Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹ 2,05,868

      On-Road Price in MumbaiMin Down PaymentEMI
      SV Petrol MT

      ₹ 13,86,918

      ₹2,05,868₹23,947
      V Petrol MT

      ₹ 14,88,827

      ₹2,19,777₹25,732
      VX Petrol MT

      ₹ 16,18,528

      ₹2,37,478₹28,003
      ZX Petrol MT

      ₹ 17,60,968

      ₹2,56,918₹30,497
      V Petrol CVT

      ₹ 16,33,583

      ₹2,39,533₹28,266
      VX Petrol CVT

      ₹ 17,63,285

      ₹2,57,235₹30,537
      ZX Petrol CVT

      ₹ 19,05,725

      ₹2,76,675₹33,031
      Elegant Edition MT

      ₹ 15,03,691

      ₹2,38,291₹25,658
      Elegant Edition CVT

      ₹ 16,49,841

      ₹2,59,441₹28,192

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      Explore more about Honda City

      Honda City
      Honda City
      ₹ 13.87 - 19.06 LakhOn-Road Price, Mumbai

      City EMI FAQs

      ₹ 23,947.
      Here is how - Honda City price starts from ₹ 13,86,918 in Mumbai. If you pay a down payment of ₹ 2,05,868 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 23,947.
      The cheapest City model is SV Petrol MT which is priced at ₹ 13,86,918 in Mumbai. You will need to pay at least a ₹ 2,05,868 down payment to buy this model.

      Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.
      Here is a model wise list of max loan amount for City.
      VersionOn-road price in MumbaiMax Loan
      SV Petrol MT₹ 13,86,918₹ 11,81,050
      V Petrol MT₹ 14,88,827₹ 12,69,050
      VX Petrol MT₹ 16,18,528₹ 13,81,050
      ZX Petrol MT₹ 17,60,968₹ 15,04,050
      V Petrol CVT₹ 16,33,583₹ 13,94,050
      VX Petrol CVT₹ 17,63,285₹ 15,06,050
      ZX Petrol CVT₹ 19,05,725₹ 16,29,050
      Elegant Edition MT₹ 15,03,691₹ 12,65,400
      Elegant Edition CVT₹ 16,49,841₹ 13,90,400

      As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

      Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.
      • 1. If you select a higher tenure loan, let's say 7 years, your EMI for City SV Petrol MT will be ₹ 21,617 but you will have to pay interest of ₹ 6,34,778 over the period of 7 years.
      • 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 43,461, but your interest payment will be only ₹ 3,83,546 over the 3 years period.