For the base model
City Hybrid eHEV ZX, whose price is
₹23.78 Lakh, you will need to do a down payment of
₹3,88,632. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹40,330 for a 5 years loan.