Citroen Aircross Car Loan EMI Calculator

₹ 17,478.
Here is how - Citroen Aircross price starts from ₹ 10,06,563 in Mumbai. If you pay a down payment of ₹ 1,44,563 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 17,478.

The cheapest Aircross model is You 1.2 5 STR which is priced at ₹ 10,06,563 in Mumbai. You will need to pay at least a ₹ 1,44,563 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Aircross.

Version	On-road price in Mumbai	Max Loan
You 1.2 5 STR	₹ 10,06,563	₹ 8,62,000
Plus 1.2 5 STR	₹ 11,63,976	₹ 9,99,000
Plus 1.2 Turbo 5 STR	₹ 14,37,054	₹ 12,15,300
Max 1.2 Turbo 5 STR	₹ 15,25,329	₹ 12,90,800
Max 1.2 Turbo 5 STR Dual Tone	₹ 15,48,713	₹ 13,10,800
Plus 1.2 Turbo 5 STR AT	₹ 15,89,050	₹ 13,45,300
Max 1.2 Turbo 5 STR AT	₹ 16,58,618	₹ 14,04,800
Max 1.2 Turbo 5 STR AT Dual Tone	₹ 16,82,002	₹ 14,24,800
Plus 1.2 Turbo 7 STR	₹ 14,77,976	₹ 12,50,300
Max 1.2 Turbo 7 STR	₹ 15,66,251	₹ 13,25,800
Max 1.2 Turbo 7 STR Dual Tone	₹ 15,89,635	₹ 13,45,800
Max 1.2 Turbo AT 7 STR	₹ 16,99,540	₹ 14,39,800
Max 1.2 Turbo AT 7 STR Dual Tone	₹ 17,22,924	₹ 14,59,800
Plus 1.2 5 STR Xplorer Edition	₹ 12,12,217	₹ 10,23,000
Max 1.2 Turbo 5 STR Xplorer Edition	₹ 15,28,837	₹ 12,93,800
Max 1.2 Turbo 5 STR AT Dark Edition	₹ 16,84,925	₹ 14,27,300
Max 1.2 Turbo 5 STR Dark Edition	₹ 15,51,636	₹ 13,13,300

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Aircross You 1.2 5 STR will be ₹ 15,689 but you will have to pay interest of ₹ 4,55,876 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 31,542, but your interest payment will be only ₹ 2,73,512 over the 3 years period.

₹ 17,478
Citroen Aircross price starts from ₹ 10,06,563 in Mumbai.

We have considered
Down-payement : ₹ 1,44,563
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Aircross with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 3,36,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Aircross starts from ₹ 10.07 Lakh, you can get a loan with an annual income as low as ₹ 3.36 lakh.

Here are the most important things you should consider while getting a car loan for a new Aircross

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.