Citroen Aircross X Car Loan EMI Calculator

₹ 18,026.
Here is how - Citroen Aircross X price starts from ₹ 10,44,245 in Mumbai. If you pay a down payment of ₹ 1,55,245 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 18,026.

The cheapest Aircross X model is You Petrol 5 Speed Manual 5 STR which is priced at ₹ 10,44,245 in Mumbai. You will need to pay at least a ₹ 1,55,245 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Aircross X.

Version	On-road price in Mumbai	Max Loan
You Petrol 5 Speed Manual 5 STR	₹ 10,44,245	₹ 8,89,000
Plus Petrol 5 Speed Manual 5 STR	₹ 11,70,636	₹ 9,99,000
Plus Petrol Turbo 6 Speed Manual 7 STR	₹ 14,24,656	₹ 11,99,000
Max Petrol Turbo 6 Speed Manual 7 STR	₹ 15,65,663	₹ 13,19,600
Max Petrol Turbo Automatic 7 STR	₹ 17,02,458	₹ 14,36,600
Max Petrol Turbo 6 Speed Manual 7 STR Dual Tone	₹ 15,89,047	₹ 13,39,600
Max Petrol Turbo Automatic 7 STR Dual Tone	₹ 17,25,843	₹ 14,56,600
Max Petrol Turbo 6 Speed Manual 5 STR	₹ 15,21,700	₹ 12,82,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Aircross X You Petrol 5 Speed Manual 5 STR will be ₹ 16,276 but you will have to pay interest of ₹ 4,78,184 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 32,723, but your interest payment will be only ₹ 2,89,028 over the 3 years period.

₹ 18,026
Citroen Aircross X price starts from ₹ 10,44,245 in Mumbai.

We have considered
Down-payement : ₹ 1,55,245
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Aircross X with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 3,49,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Aircross X starts from ₹ 10.44 Lakh, you can get a loan with an annual income as low as ₹ 3.49 lakh.

Here are the most important things you should consider while getting a car loan for a new Aircross X

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.