For the base model
X5 M Competition, whose price is
₹2.53 Crore, you will need to do a down payment of
₹45,45,014. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹4,21,546 for a 5 years loan.