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BMW X3 Car Loan EMI Calculator

BMW X3 86.08 - 94.37 Lakh
Versions xDrive30i SportX Plus
City Mumbai

Adjust X3 Car Loan Parameters

1,25,511 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate

BMW X3 xDrive30i SportX Plus Car Loan EMI

On-Road Price ₹86,08,348
Ex-Showroom Price ₹61,90,000
Max Loan Amount ₹61,90,000
Down Payment as per
your Selection
Loan Amount 61,90,000
EMI Amount 1,25,511
Interest Component 13,40,660 (17.8%)
Principal Component 61,90,000 (82.2%)
Total Payable over 5 Years 75,30,660
Note: This doesn't include bank processing fee.

BMW X3 Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹10,48,834 ₹4,57,296 ₹51,41,166
24 ₹11,35,887 ₹3,70,244 ₹40,05,279
36 ₹12,30,165 ₹2,75,966 ₹27,75,114
48 ₹13,32,268 ₹1,73,862 ₹14,42,846
60 ₹14,42,846 ₹63,285 ₹0


BMW X3 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹24.18 Lakh

On-Road Price in Mumbai Down Payment EMI
xDrive30i SportX Plus
24,18,348 1,25,511
xDrive20d Luxury Edition
27,29,343* 1,34,838
xDrive30i M Sport
26,47,046* 1,37,677



Here is how - BMW X3 price starts from ₹86,08,348 in Mumbai. If you pay a down payment of ₹24,18,348 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹1,25,511.

The cheapest X3 model is xDrive30i SportX Plus which is priced at ₹1,25,511 in Delhi.

You will need to pay at least a ₹17,57,743 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for X3.

VersionOn-road price MumbaiMax Loan
xDrive30i SportX Plus86083486190000
xDrive20d Luxury Edition93793436650000
xDrive30i M Sport94370466790000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for X3 will be ₹96,479 but you will have to pay interest of ₹19,14,236 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹2,12,774, but your interest payment will be only ₹8,69,864 over the period of 3 years period.


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