For the base model
X1 sDrive18i xLine, whose price is
₹54.55 Lakh, you will need to do a down payment of
₹8,64,980. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹93,069 for a 5 years loan.