For the base model
X1 , whose price is
₹ 51.54 Lakh, you will need to do a down payment of
₹ 8,14,636. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 1,03,207 for a 5 years loan.