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BMW X1 Car Loan EMI Calculator

BMW X1 42.6 - 55.21 Lakh
Versions sDrive20d Expedition
City Mumbai

Adjust X1 Car Loan Parameters

71,373 EMI for 5 Years
On-Road Price
Down Payment
Loan Tenure
Loan Interest Rate

BMW X1 sDrive20d Expedition Car Loan EMI

On-Road Price ₹42,60,389
Ex-Showroom Price ₹35,20,000
Max Loan Amount ₹35,20,000
Down Payment as per
your Selection
Loan Amount 35,20,000
EMI Amount 71,373
Interest Component 7,62,380 (17.8%)
Principal Component 35,20,000 (82.2%)
Total Payable over 5 Years 42,82,380
Note: This doesn't include bank processing fee.

BMW X1 Loan Repayment Schedule

This table helps you understand, how much loan payment will be pending at the end of the each year of the loan. This way, you can arrive at the amount you will need if you decide to pre-pay your loan.

Months Principal Paid Interest Paid Balance Loan
12 ₹5,96,429 ₹2,60,046 ₹29,23,571
24 ₹6,45,932 ₹2,10,542 ₹22,77,638
36 ₹6,99,545 ₹1,56,930 ₹15,78,094
48 ₹7,57,606 ₹98,868 ₹8,20,487
60 ₹8,20,487 ₹35,988 ₹0


BMW X1 Car Loan EMI calculated for - Interest rate: 8%, Tenure - 5 years, Down-payment : ₹7.4 Lakh

On-Road Price in Mumbai Down Payment EMI
sDrive20i Tech Edition
8,24,271* 87,188
sDrive20i SportX
16,88,280* 84,147
sDrive20i xLine
17,66,807* 88,202
sDrive20d xLine
18,96,850* 90,230



Here is how - BMW X1 price starts from ₹42,60,389 in Mumbai. If you pay a down payment of ₹7,40,389 for a 5-year loan available at an 8% interest rate, your EMI amount will be ₹71,373.

The cheapest X1 model is sDrive20d Expedition which is priced at ₹71,373 in Delhi.

You will need to pay at least a ₹5,93,888 to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for X1.

VersionOn-road price MumbaiMax Loan
sDrive20d Expedition42603893520000
sDrive20i SportX58382804150000
sDrive20d M Sport52252934290000
sDrive20i xLine61168074350000
sDrive20d xLine63468504450000
xDrive20d M Sport55210114570000

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

1. If you select a higher tenure loan, let's say 7 years, your EMI for X1 will be ₹54,863 but you will have to pay interest of ₹10,88,492 over the period of 7 years.

2. If you select a lower tenure loan, let's say 3 years, amount will be higher at ₹1,43,207, but your interest payment will be only ₹5,85,452 over the period of 3 years period.


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