For the base model
3 Series 2009 , whose price is
₹ 36.58 Lakh, you will need to do a down payment of
₹ 4,67,928. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 64,682 for a 5 years loan.