Skoda Yeti [2010-2014] Car Loan EMI Calculator

₹ 31,429.
Here is how - Skoda Yeti [2010-2014] price starts from ₹ 18,06,182 in Navi Mumbai. If you pay a down payment of ₹ 2,56,171 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 31,429.

The cheapest Yeti [2010-2014] model is Active 2.0 TDI CR 4x2 which is priced at ₹ 18,06,182 in Navi Mumbai. You will need to pay at least a ₹ 2,56,171 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Yeti [2010-2014].

Version	On-road price in Navi Mumbai	Max Loan
Elegance 2.0 TDI CR 4x4	₹ 24,57,716	₹ 20,95,660
Ambiente	₹ 17,10,090	₹ 15,23,487
Ambition 2.0 TDI CR 4x4	₹ 20,39,699	₹ 17,52,078
Active 2.0 TDI CR 4x2	₹ 18,06,182	₹ 15,50,011
Ambition 2.0 TDI CR 4x2	₹ 19,01,588	₹ 16,32,568

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Yeti [2010-2014] Active 2.0 TDI CR 4x2 will be ₹ 28,152 but you will have to pay interest of ₹ 8,14,757 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 56,599, but your interest payment will be only ₹ 4,87,553 over the 3 years period.

₹ 31,429
Skoda Yeti [2010-2014] price starts from ₹ 18,06,182 in Navi Mumbai.

We have considered
Down-payement : ₹ 2,56,171
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Yeti [2010-2014] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 6,03,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Yeti [2010-2014] starts from ₹ 18.06 Lakh, you can get a loan with an annual income as low as ₹ 6.03 lakh.

Here are the most important things you should consider while getting a car loan for a new Yeti [2010-2014]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.