Tata Indica Vista [2008-2011] Car Loan EMI Calculator

₹ 7,165.
Here is how - Tata Indica Vista [2008-2011] price starts from ₹ 3,81,143 in Delhi. If you pay a down payment of ₹ 27,791 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 7,165.

The cheapest Indica Vista [2008-2011] model is Terra 1.2 Safire which is priced at ₹ 3,81,143 in Delhi. You will need to pay at least a ₹ 27,791 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Indica Vista [2008-2011].

Version	On-road price in Delhi	Max Loan
Terra 1.2 Safire	₹ 3,81,143	₹ 3,53,352
Terra 1.4 TDI	₹ 4,17,354	₹ 3,87,224
Aqua 1.2 Safire	₹ 4,08,769	₹ 3,79,193
Aqua 1.3 Quadrajet	₹ 5,01,875	₹ 4,64,414
Aqua 1.4 TDI	₹ 4,41,619	₹ 4,08,051
Aura 1.2 Safire	₹ 4,39,457	₹ 4,06,029
Aura 1.3 Quadrajet	₹ 5,36,758	₹ 4,97,044
Terra 1.3 Quadrajet	₹ 4,72,077	₹ 4,36,541
LE Quadrajet BS-III	₹ 5,61,355	₹ 5,20,053
LE Safire BS-III	₹ 4,66,417	₹ 4,31,247
Aura ABS 1.2 Safire	₹ 4,66,462	₹ 4,31,289
Aura ABS 1.3 Quadrajet	₹ 5,60,719	₹ 5,19,458
Aura + 1.3 Quadrajet	₹ 5,88,948	₹ 5,45,863
Aura + 1.2 Safire	₹ 4,95,527	₹ 4,58,477
Aqua Safire BS-III	₹ 4,08,769	₹ 3,79,193
Aqua Quadrajet BS-III	₹ 5,32,582	₹ 4,93,138
Aqua TDI BS-III	₹ 4,89,234	₹ 4,52,590
Aura + Safire BS-III	₹ 4,95,527	₹ 4,58,477
Aura + Quadrajet BS-III	₹ 5,88,948	₹ 5,45,863
Aura Safire BS-III	₹ 4,33,987	₹ 4,00,912
Aura Quadrajet BS-III	₹ 5,31,287	₹ 4,91,927
Aura ABS Safire BS-III	₹ 4,60,992	₹ 4,26,172
Aura ABS Quadrajet BS-III	₹ 5,55,249	₹ 5,14,341
Terra Safire BS-III	₹ 3,81,143	₹ 3,53,352
Terra TDI BS-III	₹ 4,63,468	₹ 4,28,488
Terra Quadrajet BS-III	₹ 5,01,913	₹ 4,64,450
Aqua Safire BS-IV	₹ 4,47,933	₹ 4,13,957
Aqua Quadrajet BS-IV	₹ 5,46,258	₹ 5,05,931
Aura + Safire BS-IV	₹ 6,17,050	₹ 5,69,010
Aura + Quadrajet BS-IV	₹ 6,38,371	₹ 5,92,094
Aura Safire BS-IV	₹ 4,39,457	₹ 4,06,029
Aura Quadrajet BS-IV	₹ 5,36,758	₹ 4,97,044
Aura ABS Safire BS-IV	₹ 5,67,954	₹ 5,20,599
Aura ABS Quadrajet BS-IV	₹ 5,79,616	₹ 5,37,134
Terra Safire BS-IV	₹ 4,14,396	₹ 3,84,457
Terra Quadrajet BS-IV	₹ 5,15,588	₹ 4,77,242
Terra Safire-90 BS-IV	₹ 4,91,968	₹ 4,55,148
AQUA Safire-90 BS-IV	₹ 5,26,281	₹ 4,87,244
AURA ABS Safire-90 BS-IV	₹ 5,83,726	₹ 5,40,979
AURA Plus Safire-90 BS-IV	₹ 6,43,934	₹ 5,97,297

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Indica Vista [2008-2011] Terra 1.2 Safire will be ₹ 5,941 but you will have to pay interest of ₹ 1,45,692 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 11,944, but your interest payment will be only ₹ 76,632 over the 3 years period.

₹ 7,165
Tata Indica Vista [2008-2011] price starts from ₹ 3,81,143 in Delhi.

We have considered
Down-payement : ₹ 27,791
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Indica Vista [2008-2011] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 1,28,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Indica Vista [2008-2011] starts from ₹ 3.81 Lakh, you can get a loan with an annual income as low as ₹ 1.28 lakh.

Here are the most important things you should consider while getting a car loan for a new Indica Vista [2008-2011]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.