Skoda Yeti [2010-2014] Car Loan EMI Calculator

₹ 31,481.
Here is how - Skoda Yeti [2010-2014] price starts from ₹ 17,05,450 in Ahmedabad. If you pay a down payment of ₹ 1,52,871 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 31,481.

The cheapest Yeti [2010-2014] model is Active 2.0 TDI CR 4x2 which is priced at ₹ 17,05,450 in Ahmedabad. You will need to pay at least a ₹ 1,52,871 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for Yeti [2010-2014].

Version	On-road price in Ahmedabad	Max Loan
Elegance 2.0 TDI CR 4x4	₹ 23,00,678	₹ 20,99,235
Ambiente	₹ 17,22,159	₹ 15,69,415
Ambition 2.0 TDI CR 4x4	₹ 19,25,875	₹ 17,55,017
Active 2.0 TDI CR 4x2	₹ 17,05,450	₹ 15,52,579
Ambition 2.0 TDI CR 4x2	₹ 17,95,510	₹ 16,35,289

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for Yeti [2010-2014] Active 2.0 TDI CR 4x2 will be ₹ 26,582 but you will have to pay interest of ₹ 6,80,309 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 53,443, but your interest payment will be only ₹ 3,71,369 over the 3 years period.

₹ 31,481
Skoda Yeti [2010-2014] price starts from ₹ 17,05,450 in Ahmedabad.

We have considered
Down-payement : ₹ 1,52,871
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy Yeti [2010-2014] with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 5,69,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of Yeti [2010-2014] starts from ₹ 17.05 Lakh, you can get a loan with an annual income as low as ₹ 5.69 lakh.

Here are the most important things you should consider while getting a car loan for a new Yeti [2010-2014]

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.