For the base model
X-Trail 2004 , whose price is
₹ 22.68 Lakh, you will need to do a down payment of
₹ 2,27,976. One generally gets a loan for a 100% ex-showroom value of the car. The remaining money is required to be paid upfront as down-payment. Your EMI amount will be
₹ 41,364 for a 5 years loan.