Jaguar XF Car Loan EMI Calculator

₹ 1,00,936.
Here is how - Jaguar XF price starts from ₹ 62,55,965 in Bangalore. If you pay a down payment of ₹ 12,77,965 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 1,00,936.

The cheapest XF model is Pure Diesel which is priced at ₹ 62,55,965 in Bangalore. You will need to pay at least a ₹ 12,77,965 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for XF.

Version	On-road price in Bangalore	Max Loan
Pure Diesel	₹ 62,55,965	₹ 49,78,000
Prestige Diesel	₹ 69,15,027	₹ 55,07,000
Portfolio Diesel	₹ 77,02,412	₹ 61,39,000
Prestige Petrol [2017-2020]	₹ 68,27,816	₹ 54,37,000
Portfolio Petrol	₹ 76,21,431	₹ 60,74,000
2.0 Prestige Petrol	₹ 71,13,283	₹ 55,66,075
R-Dynamic S P250	₹ 89,97,728	₹ 71,60,000
R-Dynamic S D200	₹ 95,47,007	₹ 76,00,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for XF Pure Diesel will be ₹ 97,507 but you will have to pay interest of ₹ 32,12,588 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 1,96,039, but your interest payment will be only ₹ 20,79,404 over the 3 years period.

₹ 1,00,936
Jaguar XF price starts from ₹ 62,55,965 in Bangalore.

We have considered
Down-payement : ₹ 12,77,965
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy XF with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 20,86,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of XF starts from ₹ 62.56 Lakh, you can get a loan with an annual income as low as ₹ 20.86 lakh.

Here are the most important things you should consider while getting a car loan for a new XF

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.