Isuzu V-Cross Car Loan EMI Calculator

₹ 42,986.
Here is how - Isuzu V-Cross price starts from ₹ 26,05,300 in Bhopal. If you pay a down payment of ₹ 4,85,300 for a 5-year loan available at 8% interest rate, your EMI amount will be ₹ 42,986.

The cheapest V-Cross model is Hi-Lander which is priced at ₹ 26,05,300 in Bhopal. You will need to pay at least a ₹ 4,85,300 down payment to buy this model.

Note: Down payment is the amount you would pay upfront to buy your car. Bank give you a loan for the remaining amount.

Here is a model wise list of max loan amount for V-Cross.

Version	On-road price in Bhopal	Max Loan
Z Prestige 4x4 MT	₹ 32,95,976	₹ 26,92,000
Z Prestige 4x4 AT	₹ 37,96,796	₹ 30,96,000
Hi-Lander	₹ 26,05,300	₹ 21,20,000
Z 4x2 AT	₹ 31,60,738	₹ 25,80,000
Z 4x4 MT	₹ 31,26,929	₹ 25,52,000

As a thumb rule, you can get a maximun loan of up to 100% of the ex-showroom price.

Good Practice will be to chose the shortest possible tenure for which you can afford an EMI amount.

• 1. If you select a higher tenure loan, let's say 7 years, your EMI for V-Cross Hi-Lander will be ₹ 40,607 but you will have to pay interest of ₹ 12,90,988 over the period of 7 years.
• 2. If you select a lower tenure loan, let's say 3 years, your EMI amount will be higher at ₹ 81,641, but your interest payment will be only ₹ 8,19,076 over the 3 years period.

₹ 42,986
Isuzu V-Cross price starts from ₹ 26,05,300 in Bhopal.

We have considered
Down-payement : ₹ 4,85,300
Tenure : 5 years
Interest Rate : 8%

You will need to fulfill the following 2 criteria to buy V-Cross with a loan

• 1. Age should be above 21
• 2. Your annual income should be above ₹ 8,69,000

As a general rule, banks or other lenders offer you a car loan 3 to 4 times your annual income. Considering the on-road price of V-Cross starts from ₹ 26.05 Lakh, you can get a loan with an annual income as low as ₹ 8.69 lakh.

Here are the most important things you should consider while getting a car loan for a new V-Cross

• 1. Interest rate - Go for the loan with the lowest interest rate.
• 2. Additional Charges - processing fee, prepayment charges, late payment penalty are some of the important points you need to check before taking a loan.
• 3. Tenue and Max Loan Amount - Select a lender who gives you a loan that you can afford.
  -If Max loan amount is lower, you will have to shell out more money upfront to buy the car.
  -If Tenue is lower, your per month instalment amount will increase.
• 4. Eligibility - Banks may have stricter eligibility requirements compared to NBFCs or other financial institutions.