Dear Sir,
I purchased a car i_10 fro AUSTINHYUNDAI (em bye pass)ON 26TH Aug . and on 28th Aug the car faced an accident in which third party expired &my car got badly damaged. i broughtthe car to show room on 7th sept after getting it releasesd from SONARPUR PS.You Insurance company is badly insisting for DL OF DRIVER which Sonarpur PS has declined BUT THEY HAVE ISSUED seizure list which mentions about seizing of DL. Will i not get insurance benifit?

I have a 4 dent in my Alto car. I am having TATA AIG carInsaurance.
When i reached in carnation for getting insaurance claim, the tata AIG employee checked my car and tell me that i would be only able to claim for one dent.
After all this he had given me an address from where i should correct my rest 3 dents.

I rejected his all offer and bring my car back at my home.

Please tell me how should i approach, so that i can get claim for all the dent in my car.

My car was waiting at a signal while another one camecrashing into the rear of my car,causing great damage.
I have made him come with me to the police station and make a diary entry of the same.
I have applied for insurance claim, but my garage (Carnation Auto) says that I have to shell around Rs.12k for the same.
Though the person,who crashed into my car has told me verbally that he will clear the bills, what is the legal recourse I can take incase he refuses to pay?

Hi Sir,

I bought a new car and it met with an accidentwithin three months. I did the actual formality of submission to Oriental Insurance Co with the FIR report. Our car dealer took the car from the accident spot & brought it back to their workshop. However, they are asking for front payment of 1 lacs to begin the repair of the vehicle. But our insurance covers 95% of the repair. Even though, they are still asking for the front payment. Please advise us regards of this matter,

sir, regards.
i have a query, i met with an accident 10days back, after taking the car to the hyundai showroom , i was told that the approx cost will be 45000 (and i will have to pay 15000 , rest is cashless).on the day of delivery the company told me that overall bill is 54000 and out of that i will have to pay 20000 rs. when i asked for the amount details (how much was depriciated on each part), person concerned told that he cant give details (its only the surveyor who will be giving details ) and i have to deposit the amount now,.. on repeatedly asking him about details , on a paper he roughlytold me some confusing things. even the reciept given by them (of the 20000cash) was not bearing any company name etc.. on repeated asking finally he has put a stamp on the bill. i want to know that how will be able to know that the showroom people not cheating me (are they taking extra money from me,,,). if needed can i scan n send you the details of the bill and if you can tell me from that bill, the amount which i am supposed to pay
please guid

Dear Sir ,
I had purchased an Pajero which has been theftafter 3 months ( 3rd February-2011 ). I have done the all necessary formalities accordingly Insurance company namely Tata aig settled the claim of Rs.19,32,250/- . As advice by insurance company we are keep paying the emi from month of February till to-date .The company told us the approach HDFC BANK to collect the foreclosure statement when we collected we found that the bank impounded 6% penalty on balance loan amount.I need to know that is this penalty is negotiable ? Is the insurance company will bear this penalty ? Insurance company is payable us the EMI which is paid by us from the date of claim ?
I also request you to send us advice on mention mail id or inform when i can expect the same ?

i hav a santro car n hav not taken any claim for last 4yrs. now i am buying verna fluidic n want no claim bonus discount of santro on insurance of verna.is it possible. i will be keeping both the cars ,am not selling santro.

What is cashless certificate,car dealers says that thiscertificate can be obtained when car is insured through dealer.Dealers charges of insurance are higher than direct insurance from insurance company.
I have purchased a ford figo car in june 2010,at the time of purchase car was insured through dealer,i have not taken any claim from insurance.Next insurance is due on 5.6.11.
please advise me that i should go for insurance through dealer for cashless certificate,or directly contact to insurance company.
with regards.

Hi All

I have bought the used verna xxi from mahindra1st choice goregaon mumbai, the car is under RTO transfer and just 3 days back car had an accident and i checked the reapairing cost would be around 70k.
I am not able to understand now how to claim it since mahindra guys are saying dont claim till the transfer is not done so will agin take 15days. I am in abig stress because 70k is a huge money and i have no knowledge of insurance.Insurance is of IFkO TOKYO
Pls help me guys

is there any benefit for the customer if he has not a claimin the 1st yr of chasis vehicl